In the latest episode of the Power House podcast, Diego Sanchez interviews Tom Davis from Deephaven Mortgage to discuss the evolution of niche lending, particularly focusing on non-QM (Qualified Mortgage) products. Davis argues for brokers to work with specialists in non-QM lending, citing better expertise and practices than multi-product lenders. Despite a challenging market, Deephaven has experienced remarkable growth and plans to surpass $80 billion in lending by 2025, emphasizing the importance of tailored products such as construction loans to meet market demands.
When you're working with a professional and you want expertise, you're going to want to work with someone who is the expert in your market.
Last year was one of the most challenging years, and the year before was really challenging too. But our production was up over 70% over '23 levels and we had an all-time record in 2024.
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