Winter weather significantly affects aging brownstones in Brooklyn, leading to increased claims on insurance policies. Owners face rising multi-family insurance rates due to these challenges.
Brownstone Agency uniquely offers a three-year insurance rate lock, protecting owners from annual increases while other buildings see rates soar 20-25%.
Insurance policy coverage includes protection from frozen pipes, ice damage, slip and fall incidents, and quick emergency repairs, which are essential for winter.
Maintaining good records and conducting timely repairs not only enhance safety but can also lead to additional discounts on insurance premiums.
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