"After years under the shadow of a regulatory dispute with the SEC, XRP (CRYPTO: XRP) came roaring back when a court ruling clarified that secondary sales are not securities. That legal clarity, alongside new partnerships and improvements to Ripple's technology, rekindled investor interest. Yet XRP is still far below its 2018 all-time high of $3.84 and remains one of the most volatile large-cap cryptocurrencies. As 2026 approaches, two very different voices have offered competing forecasts for XRP's next big move."
"ChatGPT suggests XRP could reach about $4.40 by the first quarter of 2026. That level is modestly higher than current values around $2 and far from previous peaks. The AI model does not publish detailed methodologies, but one can infer factors behind its caution: large-scale liquidations and extreme fear across the market signal risk-off sentiment, which hurts speculative assets. Plus, the broader crypto ecosystem faces liquidity challenges."
"U.S. spot Bitcoin exchange-traded funds, which brought a flood of capital earlier in 2025, saw more than $900 million in net outflows on a single day in November . Total monthly outflows from Bitcoin ETFs topped $3.79 billion , draining liquidity and forcing some investors to pare risk. In such an environment, AI models might assume that XRP's upside is capped unless external catalysts appear. Besides market sentiment, AI likely weighs XRP's own momentum. Recent price action shows the token trading below key moving averages, suggesting a stalled uptrend."
A court ruling clarified that secondary sales of XRP are not securities, triggering renewed interest alongside new partnerships and Ripple technology improvements. XRP remains well below its 2018 all-time high of $3.84 and continues to be one of the most volatile large-cap cryptocurrencies. Forecasts diverge heading into 2026: an AI model projects roughly $4.40 by early 2026, while seasoned analysts forecast $5 to $6. Divergence stems from market psychology, liquidity pressures such as large Bitcoin ETF outflows, and XRP's negative momentum indicators. Without fresh external catalysts, upside may remain capped despite legal clarity.
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