Vipps is the first service to utilize a more open iOS ecosystem, enabling Norwegians to make tap-to-pay transactions and set it as their default payment option.
With the advent of iOS 18.1, third-party developers can now utilize the NFC feature for tap-to-pay transactions, breaking Apple's long-standing monopoly with Apple Pay.
EU regulations have forced Apple to make significant changes to its iPhone ecosystem, prompting the opening of its NFC chip to non-Apple payment services.
The shift towards allowing third-party payment apps on iOS could lead to innovative uses for smartphones but may also result in a complicated landscape of competing apps.
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