Apple's announcement marks a significant shift in its NFC policy, allowing third-party developers to create contactless payment solutions through an API in iOS 18.1.
This decision follows a rigorous four-year investigation by the European Commission, highlighting Apple's past restrictions on rival mobile wallet developers and the need for compliance.
With iOS 18.1, developers will be able to use the iPhone's Secure Element for contactless payments, enhancing the utility of mobile wallets beyond Apple Pay.
Apple will continue to support its own payment solutions even as it opens up access to third-party apps, maintaining its dominance in the contactless space.
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