With iOS 18.1, Apple allows developers to integrate in-app NFC transactions, enabling a wider use of contactless payment options beyond just Apple Pay.
The update expands NFC access for third-party apps to include functionalities like in-store payments, transit, corporate badges, and more, enhancing the payment ecosystem.
Developers will need to enter into commercial agreements with Apple to access this feature, marking a significant shift in Apple's NFC strategy for broader compatibility.
The change is partly a response to the European Commission's antitrust investigation, which has driven Apple to open up its payment capabilities.
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