The article discusses the unintended consequences of the Kisan Credit Card (KCC) scheme, originally established to provide low-interest loans for farmers in India. Instead of being used for agricultural purposes, farmers, like Mohammad Mohsin, are increasingly using these funds for dowry and other familial obligations, resulting in significant financial strain. The article illustrates the precarious situation of rural farmers who struggle to balance societal demands with their economic vulnerabilities, as their original intent of seeking crop-related funding shifts towards addressing overwhelming personal and cultural pressures.
The Kisan Credit Card (KCC) scheme, originally designed to provide farmers with low-interest loans for agricultural needs, is now often misused for dowry and other non-agricultural expenditures, putting farmers in financial jeopardy.
Mohammad Mohsin's misuse of the KCC funds for his sister's dowry highlights the growing trend where farmers resort to these loans not for farming, but for societal pressures that burden them financially.
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