#housing-market
#housing-market

17 hours ago

Mortgage spreads are the only thing keeping rates under 7%

Mortgage spreads are crucial in keeping 2026 mortgage rates below 6.65%, preventing rates from exceeding 7%.

Lower rates boost applications, mortgage intent rebounds

Mortgage applications increased significantly due to declining rates and a resilient job market, despite geopolitical uncertainties.

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.

fromLos Angeles Times

Iran war helped freeze L.A.'s housing market. Some hope ceasefire will bring more sales

Mortgage rates significantly impact first-time homebuyers' affordability in Los Angeles, with fluctuations causing uncertainty in the housing market.

17 hours ago

Mortgage spreads are the only thing keeping rates under 7%

Mortgage spreads are crucial in keeping 2026 mortgage rates below 6.65%, preventing rates from exceeding 7%.

Lower rates boost applications, mortgage intent rebounds

Mortgage applications increased significantly due to declining rates and a resilient job market, despite geopolitical uncertainties.

Mortgage applications up 1.8% as refinance jumps 5%

Mortgage rates declined to 6.42%, supporting an increase in refinance applications despite subdued purchase activity due to economic uncertainty.

fromLos Angeles Times

Iran war helped freeze L.A.'s housing market. Some hope ceasefire will bring more sales

Mortgage rates significantly impact first-time homebuyers' affordability in Los Angeles, with fluctuations causing uncertainty in the housing market.

Housing market power divide: States where buyers can find the most, and least, inventory right now

Monitoring active listings and months of supply is crucial for assessing home price momentum in the housing market.

Homeowners Gained 44% in Housing Wealth While New Buyers Face the Worst Affordability Since 2007

Homeowners saw a 44% increase in housing wealth from 2019 to 2022, while renters faced unprecedented affordability challenges.

fromwww.cbc.ca

Canada news

Why a salary of $115K isn't enough to purchase a house in some parts of Canada | CBC News

SF real estate

The Housing Boom Made Two-Thirds of Americans Wealthier and Priced Out the Rest

NYC real estate

The housing affordability crisis isn't just crushing millennials-it's squeezing out buyers in their 50s and older too | Fortune

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.

Homeowners Gained 44% in Housing Wealth While New Buyers Face the Worst Affordability Since 2007

Homeowners saw a 44% increase in housing wealth from 2019 to 2022, while renters faced unprecedented affordability challenges.

Canada news

fromwww.cbc.ca

Why a salary of $115K isn't enough to purchase a house in some parts of Canada | CBC News

Homeownership is increasingly unattainable for those earning around $115,000 due to rising housing prices and insufficient savings for down payments.

The Housing Boom Made Two-Thirds of Americans Wealthier and Priced Out the Rest

Homeowners experienced significant wealth gains post-pandemic, while non-owners faced increasing barriers to homeownership and affordability challenges.

The housing affordability crisis isn't just crushing millennials-it's squeezing out buyers in their 50s and older too | Fortune

The average age of first-time homebuyers remains in the mid-30s, with declining home ownership affecting all age groups equally.

Buy or rent? 10-year study analyzes wealth gap in 250 US cities

Homeownership is more profitable than renting in 250 cities, with significant equity advantages in fast-growing markets like Miami and Florida cities.

more#homeownership

Why LGI Homes is the clearest read on entry-level buyer math

LGI Homes demonstrates strong performance in a challenging housing market, balancing revenue growth with disciplined pricing and inventory management.

This $23B homebuilder is pushing its housing market incentives to 10.9%-that's $54,500 on a $500K sale

PulteGroup compressed its Q1 2026 gross margin to 24.4%, compared with 27.5% in Q1 2025 and 24.7% in Q4 2025, reflecting a significant adjustment in response to market conditions.

Real estate

East Bay real estate

fromKqed

In the Bay Area, Raising Kids Comes With Compromise | KQED

Bay Area families face tough choices between affordability and staying in a high-cost region, with many moving inland for better housing options.

Housing starts overachieved in March amid warning signs aplenty

Housing starts surged in March, reaching a yearly high, but economists warn this increase may be temporary due to economic uncertainties.

#federal-reserve

World politics

Mortgage Rates Steady as Fed Holds, Despite Global Tensions

Will Candidate Kevin Warsh For The Fed Chairman Help The Boston Condo Market? Boston Condos For Sale Ford Realty

Jerome Powell's cautious approach contrasts with Kevin Warsh's aggressive stance on interest rates, impacting the housing market's future.

World politics

Mortgage Rates Steady as Fed Holds, Despite Global Tensions

Will Candidate Kevin Warsh For The Fed Chairman Help The Boston Condo Market? Boston Condos For Sale Ford Realty

Jerome Powell's cautious approach contrasts with Kevin Warsh's aggressive stance on interest rates, impacting the housing market's future.

more#federal-reserve

Fannie Mae posts $3.7 billion profit in Q1 2026 as expenses decline

Fannie Mae is focused on providing liquidity and stability in the housing market despite economic challenges.

#real-estate

fromRedfin | Real Estate Tips for Home Buying, Selling & More

Real estate

Housing market 2026: Why it looks like 2017

Real estate

What is a Buyer's Market?

fromsfist.com

LA real estate

SF House That Was Site of Triple Murder-Suicide Sells for $700K Over Asking

fromSan Jose Spotlight

Real estate

Collins: Listing a property today? You have options - San Jose Spotlight

Boston real estate

Real estate commissions, why decoupling has not changed pricing

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.

Housing market 2026: Why it looks like 2017

The housing market is recovering, showing signs of increased listings, sales, and inventory, indicating a shift from a slowdown to normalization.

fromRedfin | Real Estate Tips for Home Buying, Selling & More

What is a Buyer's Market?

A buyer's market occurs when housing supply exceeds demand, giving buyers more choices and negotiation power.

fromsfist.com

SF House That Was Site of Triple Murder-Suicide Sells for $700K Over Asking

The Westwood Highlands home sold for $2.2 million despite its tragic history of a murder-suicide six months prior.

fromSan Jose Spotlight

Collins: Listing a property today? You have options - San Jose Spotlight

Sellers should weigh the benefits of private listings against the broader exposure offered by the MLS.

Real estate commissions, why decoupling has not changed pricing

Decoupling real estate commissions has not reduced housing costs or increased competition in the market as anticipated.

'Accidental Landlords' Hit Near-Record Levels -- 1 Stock to Buy, 1 to Avoid

Many sellers are becoming 'accidental landlords' as home prices remain high and mortgage rates stay near 6%.

more#real-estate

A CEO asked employees to move across the country. Then he quit

In January 2025, Fortune Brands Innovations announced it was moving its company's portfolio from individual offices across the country to one central headquarters outside Chicago, which meant hundreds of employees would need to relocate, or else lose their jobs.

NYC startup

Case-Shiller: Home price growth remained slow in February

More than half of major U.S. metropolitan markets experienced year-over-year price declines in February, indicating a broad housing slowdown beyond the Sun Belt.

UK politics

fromwww.theguardian.com

No 10 dismisses Reeves's reported plan for freeze on private rents

Downing Street dismissed a rent freeze proposal despite its consideration by the chancellor to address rising housing costs amid the Iran war.

The current housing market bifurcation, as told by one metric

The housing market is shifting towards buyers as active inventory rises and homes take longer to sell post-Pandemic Housing Boom.

What if the housing shortage era is ending for some metros?

Supply constraints in housing persist, but demand factors are shifting due to demographic changes and economic conditions.

#baby-boomers

6 days ago

Retirement

Baby boomers have now 'gobbled up' nearly one-third of America's wealth share, and they're leaving Gen Z and millennials behind | Fortune

It's Not All About Millennial's, Baby Boomers Are Still Buying Boston Condos For Sale Boston Condos For Sale Ford Realty

Baby Boomers dominate the housing market, accounting for nearly half of all home purchases, while first-time buyers reach a record low.

Retirement

6 days ago

Baby boomers have now 'gobbled up' nearly one-third of America's wealth share, and they're leaving Gen Z and millennials behind | Fortune

Older Americans, particularly baby boomers, now hold a record 31% of U.S. wealth, significantly outpacing younger generations.

It's Not All About Millennial's, Baby Boomers Are Still Buying Boston Condos For Sale Boston Condos For Sale Ford Realty

Baby Boomers dominate the housing market, accounting for nearly half of all home purchases, while first-time buyers reach a record low.

Top 10 Brooklyn Real Listings: A Brooklyn Heights Wood Frame

Popular real estate listings in Brooklyn this week include a range of properties from affordable co-ops to luxury row houses.

Housing demand shockingly positive even as the Iran war continues

Housing demand rebounded last week despite higher mortgage rates and ongoing geopolitical tensions, indicating a positive trend in the housing market.

Milestones like marriage and parenthood are so delayed for millennials and Gen Z many of them are skipping out on life insurance, report finds | Fortune

Gen Z and millennials are delaying major life milestones due to financial constraints and prioritize immediate enjoyment over traditional financial commitments.

Gen Z is carving a different path in the housing market by going it alone | Fortune

Gen Z is increasingly buying homes alone, with 53% of buyers aged 18-26 purchasing without partners, a significant rise from millennials.

Retirement

Milestones like marriage and parenthood are so delayed for millennials and Gen Z many of them are skipping out on life insurance, report finds | Fortune

Gen Z and millennials are delaying major life milestones due to financial constraints and prioritize immediate enjoyment over traditional financial commitments.

fromwww.businessinsider.com

Gen Z is carving a different path in the housing market by going it alone | Fortune

Gen Z is increasingly buying homes alone, with 53% of buyers aged 18-26 purchasing without partners, a significant rise from millennials.

more#gen-z

Miami food

Crowded, costly, and complicated: 3 former Floridians explain why they left the state

Florida's rising cost of living and infrastructure strain have led some residents, like Kimberly Jones, to relocate to more affordable states.

What earnings for America's largest homebuilder reveal about the housing market

D.R. Horton reduced unsold completed homes from 8,400 in Q2 2025 to 5,500 in Q2 2026 by managing inventory and adjusting starts.

D.R. Horton executed again, and smaller builders feel the squeeze

D.R. Horton demonstrates strong performance amid a challenging housing market, marked by profitability and order growth despite affordability constraints.

What earnings for America's largest homebuilder reveal about the housing market

D.R. Horton reduced unsold completed homes from 8,400 in Q2 2025 to 5,500 in Q2 2026 by managing inventory and adjusting starts.

D.R. Horton executed again, and smaller builders feel the squeeze

D.R. Horton demonstrates strong performance amid a challenging housing market, marked by profitability and order growth despite affordability constraints.

more#dr-horton

ICE First Look shows mortgage delinquencies fall in March 2026

Mortgage performance improved in March 2026 with declining delinquencies and rising prepayment activity, despite higher serious delinquencies and foreclosure inventories.

M/I Homes hews to its order pace; margins come under pressure

M/I Homes maintains a spec-heavy approach to build sales momentum, resulting in increased sales but lower average closing prices.

Startup companies

Upstart's new millennial CEO thinks AI can make every American 10% richer | Fortune

Millennial CEOs see AI as a transformative tool for improving credit access and economic outcomes.

Are Scarce Listings Driving Competition And Strong Home Price Growth In Boston? Boston Condos For Sale Ford Realty

Scarce listings in Greater Boston drive competition and home price growth, favoring sellers despite slight inventory increases in some segments.

Newark housing market outpaces cooling New Jersey

Newark's real estate market is thriving due to increased demand, luxury developments, and its proximity to Manhattan, despite historical stigmas.

Why Decoupling Boston Condo Commissions Failed To Lower Condo Cost Boston Condos For Sale Ford Realty

Decoupling commissions has not reduced housing costs due to persistent low supply and high demand in the market.

The starter home is dying. Better.com's CEO says AI is the only thing that can save it | Fortune

The shortage of starter homes in America is primarily due to mortgage industry practices that favor larger loans over affordable housing.

Higher education

Gen Z graduates' best shot at good pay and homeownership isn't in New York or L.A.-it's Omaha and Dallas | Fortune

Recent college graduates may find better job opportunities in less flashy cities than traditional hotspots like New York City and Los Angeles.

Housing inventory rises, but sellers are still adjusting pricing

The spring housing market shows rising inventory and new listings, but pricing remains stagnant, indicating a timing issue between supply and seller expectations.

Zillow just downgraded its home price forecast across over 400 housing markets-see the map

U.S. home prices are projected to remain stable with a 0.0% change from March 2026 to March 2027.

Home prices are falling in these 89 housing markets-see what's behind it

U.S. home prices increased by 0.8% year-over-year from March 2025 to March 2026, showing a slowdown in growth compared to previous years.

Another month, another record-high home price: March hits $408,800-the 33rd straight increase | Fortune

Home prices continue to rise, reaching a record high, despite falling sales and promises to increase housing inventory.

Zillow just downgraded its home price forecast across over 400 housing markets-see the map

U.S. home prices are projected to remain stable with a 0.0% change from March 2026 to March 2027.

Home prices are falling in these 89 housing markets-see what's behind it

U.S. home prices increased by 0.8% year-over-year from March 2025 to March 2026, showing a slowdown in growth compared to previous years.

Another month, another record-high home price: March hits $408,800-the 33rd straight increase | Fortune

Home prices continue to rise, reaching a record high, despite falling sales and promises to increase housing inventory.

I Have a Crush on My Landlord. Should I Go for It?

Engaging romantically with a landlord can lead to complicated consequences, outweighing potential benefits like free rent.

#new-york-city

fromHoodline

Brooklyn

NYC Sues Landlord Over $1.3M Airbnb ShortTerm Rental Scheme

Real Estate Market Trends in New York, NY: Prices Fall

New York City's housing market faces shrinking inventory and slight price declines, with homes selling at a steady pace despite fewer listings.

Brooklyn

fromHoodline

NYC Sues Landlord Over $1.3M Airbnb ShortTerm Rental Scheme

New York City is suing a Brooklyn landlord for converting apartments into illegal short-term rentals, removing over $1.3 million in housing from the market.

Real Estate Market Trends in New York, NY: Prices Fall

New York City's housing market faces shrinking inventory and slight price declines, with homes selling at a steady pace despite fewer listings.

more#new-york-city

NAR's strategic plan gets a tune-up as leadership pushes for faster results

Nykia Wright, CEO of NAR, stated, "Rebuilding trust requires more than words—it requires visible progress. That's why we're committed to sharing clear, regular updates that show members how this work is making a real difference."

Real estate

The tables have turned: Florida and Texas are the biggest losers in the housing market as Ohio emerges as a surprise winner | Fortune

The housing markets in Florida and Texas are experiencing a significant buyer's market shift, with sellers outnumbering buyers substantially.

fromLondon Business News | Londonlovesbusiness.com

Pending home sales tick up in March despite higher rates

Contract signings increased in March, indicating pent-up housing demand despite higher mortgage rates.

Europe news

Investors on edge as oil shoots higher given fragile Iran situation - London Business News | Londonlovesbusiness.com

Oil markets experienced volatility with Brent Crude rising 5% to $95 a barrel due to the closure of the Strait of Hormuz.

London politics

fromIndependent

Evictions rise in wake of controversial new rent reforms, data shows

Eviction notices have increased by 45% since new rent reforms were announced, putting hundreds of families at risk of homelessness.

fromTravel + Leisure

8 Best U.S. Cities for First-time Homebuyers Looking for Affordability and Opportunity

Certain U.S. metro areas offer better conditions for first-time homebuyers, with improved affordability and less competition.

Weekly pending home sales show yearly growth as mortgage rates fall

Weekly pending home sales increased to 73,241, indicating a rebound from holiday impacts rather than solely from falling mortgage rates.

HOA liens climb 8.6% in 2025 as Sun Belt pressure mounts

Homeowners associations filed 284,933 liens against U.S. homeowners in 2025, an 8.6% increase from the 262,446 filings in 2024, equivalent to one lien every 90 seconds.

Real estate

Older millennials are starting to act like boomers in the housing market - and pulling away from the pack | Fortune

Older Millennials have become the highest-earning home buyers, leveraging home equity to upgrade to larger properties.

The housing crisis has become HR's problem. Helping workers buy homes near the office is employers' newest RTO play | Fortune

Employer-assisted housing programs are emerging to help workers with homebuying costs amid rising housing challenges.

US foreclosure filings rise 26% in Q1 2026, ATTOM says

Foreclosure activity increased significantly in Q1 2026, indicating rising financial pressure on homeowners and shifting housing market dynamics.

First-time homebuyer commissions remain steady despite NAR settlement

First-time homebuyers face stable or rising real estate commissions despite recent settlement changes, with limited negotiation occurring among clients.

#inventory-growth

This Is How Hot The Boston Suburbs Are... Boston Condos For Sale Ford Realty

Housing inventory growth is slowing in 2026, transitioning from rapid recovery to a more balanced market state.

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.

This Is How Hot The Boston Suburbs Are... Boston Condos For Sale Ford Realty

Housing inventory growth is slowing in 2026, transitioning from rapid recovery to a more balanced market state.

Why is housing inventory growth slowing down in 2026?

Housing inventory growth is slowing down, with some areas experiencing negative year-over-year inventory despite previous predictions of increases.

more#inventory-growth

Sweeping residential zoning reform becomes law in Idaho

Mountain West states like Idaho experienced housing price surges due to an influx of remote workers during the pandemic, but local governments resist regulatory changes.

Canada news

fromwww.cbc.ca

CREA downgrades housing market forecast due to 'oil shock' | CBC News

CREA has downgraded its housing market forecast due to rising mortgage rates and weaker sales, influenced by inflation and global events.

Homebuilder confidence ticks down amid economic uncertainty

Rising mortgage rates, higher gas prices, and inflation fears have significantly impacted consumer confidence and housing market demand.

UK politics

fromwww.theguardian.com

Government's 1.5m housebuilding target in England is suffering subsidence | Nils Pratley

The government's target of 1.5 million new homes in England is increasingly unlikely due to reduced land purchases by major housebuilders.

Baby Boomers dominate housing, first-time buyers hit record low

Baby boomers constitute 42% of U.S. homebuyers, while first-time buyers have fallen to a record low of 21%.

fromwww.independent.co.uk

Chain reaction: A framework for America's housing and retirement crises

The American Dream faces challenges in homeownership due to affordability, inventory issues, and systemic policy failures.

UK news

Mapped: Where home buyers are getting the least floor space for their money

The Independent provides accessible journalism on critical issues like reproductive rights and housing, emphasizing the importance of financial support for quality reporting.

MBA: Mortgage rates, inflation will stay elevated through 2026

Monthly job growth averaged about 15,000 in 2025 and has risen to roughly 70,000 so far in 2026, although the data remains volatile and subject to revision.

Business

fromLos Angeles Times

L.A.'s trailblazing home builder is the latest to leave California

KB Home is relocating its headquarters to Phoenix to reduce costs and address employee housing affordability.

White House says US has housing deficit of 10 million units

The estimated housing shortage in the U.S. ranges from 1.2 million to over 4 million units, depending on the criteria used.

Real estate has had a terrible start to spring-usually housing's hottest season | Fortune

The 2026 housing market is struggling due to high mortgage rates and low consumer confidence, leading to a decline in home sales.

Real Estate Market Trends in Wichita, KS: Prices Fall

Wichita's real estate market offers more choices and lower prices, with homes selling faster than last year despite increased inventory.

Real Estate Market Trends in Virginia Beach, VA: Prices Rise

Virginia Beach's housing market is competitive, with rising prices and limited inventory favoring sellers.

Mortgage rates dip as Middle East ceasefire cools investor fears

The war in Iran and inflation are impacting the housing market, but the Federal Reserve is expected to maintain current interest rates.

Silicon Valley real estate

Why giant homebuilders are sticking with Sun Belt growth markets despite housing market weakness

Beazer Homes focuses on long-term growth markets in Texas, Georgia, North Carolina, and Florida despite short-term market challenges.

Real Estate Market Trends in San Jose, CA: Prices Fall

San Jose's real estate market remains competitive with rising inventory, slight price dips, and homes selling quickly, but still favors sellers overall.

Real Estate Market Trends in Albuquerque, NM: Inventory Shrinks

Albuquerque's housing market shows fewer listings, stable prices, and longer selling times, indicating a shift in seller leverage and buyer patience.

Real Estate Market Trends in Sacramento, CA: Inventory Climbs

Sacramento's housing market remains strong with rising prices, fast sales, and limited inventory, favoring sellers despite an increase in new listings.

Real Estate Market Trends in Nashville, TN: Prices Fall

Nashville's housing market is shifting towards buyers, with increased inventory, falling prices, and longer days on market.

East Bay real estate

Real Estate Market Trends in Oakland, CA: Prices Fall

Oakland's housing market is competitive with fewer listings, fast sales, and stable prices despite a slight dip.

Real Estate Market Trends in Omaha, NE: Prices Fall

Omaha's housing market shows increased inventory, falling prices, and faster sales, providing buyers with more options and sellers with strategic pricing challenges.

Real Estate Market Trends in Philadelphia, PA: Prices Fall

Philadelphia's housing market is tightening with limited inventory, slightly dipping prices, and homes taking longer to sell.

Real Estate Market Trends in Raleigh, NC: Prices Fall

Raleigh's housing market is shifting, offering buyers more options and leverage as inventory increases and prices adjust.

Real Estate Market Trends in Oklahoma City, OK: Prices Fall

Oklahoma City's housing market favors buyers with increased inventory, lower prices, and longer days on market.

Real Estate Market Trends in El Paso, TX: Prices Rise

El Paso's real estate market remains strong with rising prices and increased listings, offering buyers more options despite tight overall inventory.

Real Estate Market Trends in Indianapolis, IN: Inventory Climbs

Indianapolis real estate market shows increased inventory, longer home selling times, and significant price cuts, giving buyers more leverage than in previous years.

Real Estate Market Trends in Cleveland, OH: Inventory Climbs

Cleveland's real estate market shows resilience with rising prices and increased inventory, providing buyers with more negotiating power.

Chicago

Real Estate Market Trends in Chicago, IL: Prices Fall

Chicago's real estate market favors sellers with low inventory, stable prices, and homes selling faster than the national average.

Real Estate Market Trends in Baltimore, MD: Prices Fall

Baltimore's real estate market favors buyers with increased inventory, falling prices, and longer selling times, requiring realistic pricing from sellers.

Real Estate Market Trends in Boston, MA: Prices Fall

Boston's real estate market is competitive with a median listing price of $966,250, despite a 12% year-over-year drop.

Real Estate Market Trends in Atlanta, GA: Inventory Shrinks

Atlanta's real estate market remains strong with rising prices and decreasing inventory, contrasting with national trends.

Real Estate Market Trends in Columbus, OH: Inventory Climbs

Columbus remains a strong real estate market with stable prices and limited inventory, attracting buyers despite a national slowdown.

Austin