Cheryl Fellenz, an 81-year-old retiree, swapped her house for a houseboat in 2009 to reduce living expenses and explore nature. Living on $4,996 monthly from Social Security and a pension, she enjoys a comfortable lifestyle while managing costs through disciplined budgeting. Initially uncertain about boating, Fellenz's journey began with a sense of adventure after selling her home at a loss during the market crash. With her health intact and focused on becoming debt-free, she exemplifies creative financial planning in retirement.
One day in 2009, a couple of friends were in my living room talking about this funky Washington DC boat yard down M Street. My spirit was attracted to that.
I sold my house, paid off the mortgage, bought my houseboat in cash, and then started my adventure.
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