#uk-housing

#uk-housing

Almost all industry leaders surveyed reported "low" or "very low" confidence in the UK development market entering 2026, citing weak market sentiment, slower decision-making, and persistent economic uncertainty. The report also indicates that financing remains available, but on selective and more expensive terms, with many debt funds struggling to deploy capital due to a shortage of viable projects. Typical financing costs remain between 7-12% per annum, further undermining scheme viability.

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The timescale is challenging and overly ambitious, particularly if many properties cannot be improved on time in an economically viable and cost-effective way.

It is disturbing that even the basics of promoting energy security and efficiency continue to be questioned in Britain, as the government plans a significant housebuilding spree.