#title-transfer

#title-transfer

Closing day is the finish line in the homebuying process: the seller transfers title, closing costs are paid, and you usually walk out with the keys to your new home. While the day is heavily focused on signing documents, several steps happen before and after those signatures. Here's what to expect on closing day from start to finish: 1. Arrival and identity check You'll present a government-issued photo ID and provide any last documents the title company requested (like proof of insurance or wire instructions).

Determine your property classification: Chattel or real property? Understand whether your mobile home is classified as personal property (chattel) or real property, as this affects the selling process and required documentation. Gather required documentation and verify that your chosen title and escrow company has experience handling mobile home sales. Not all companies work with this type of property. Prepare transfer of title, bill of sale, notarized transfer documents, tax records, and Certificate of Occupancy.