#title-insurance-elimination

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#real-estate
fromIndependent
1 day ago
Real estate

Your money questions - 'How long will it take to sell our house and get a new mortgage so we can move?'

Real estate
fromwww.housingwire.com
2 days ago

Lower launches Movoto Advantage for solo real estate agents

Movoto Advantage connects top independent agents with motivated buyers, streamlining the homebuying process and enhancing lead opportunities through a limited-membership model.
SF real estate
fromwww.housingwire.com
1 week ago

Did the recent portal deals create a fair housing risk for listings?

Recent real estate deals have created a system that may unintentionally violate fair housing principles by limiting access to listings based on agent networks.
Real estate
fromIndependent
1 day ago

Your money questions - 'How long will it take to sell our house and get a new mortgage so we can move?'

Consult an estate agent for your property's value and a mortgage broker for approval before selling and buying.
Boston real estate
fromwww.housingwire.com
2 days ago

NWMLS files counterclaim against Compass in federal court

Compass's marketing program allegedly violates Washington's Consumer Protection Act by creating a deceptive two-tier marketplace for real estate listings.
Roam Research
fromwww.housingwire.com
1 week ago

TransUnion launches tool to bolster Realtor safety, fight fraud

Real estate professionals increasingly use multiple tools to assess safety risks, with many struggling to find reliable client contact information.
Real estate
fromwww.housingwire.com
2 days ago

Lower launches Movoto Advantage for solo real estate agents

Movoto Advantage connects top independent agents with motivated buyers, streamlining the homebuying process and enhancing lead opportunities through a limited-membership model.
SF real estate
fromwww.housingwire.com
1 week ago

Did the recent portal deals create a fair housing risk for listings?

Recent real estate deals have created a system that may unintentionally violate fair housing principles by limiting access to listings based on agent networks.
fromBrownstoner
3 days ago

What Owners Need to Know About Their Apartment Insurance

Most water claims start in the most ordinary places: under sinks and around toilets. A slow drip from a supply line or a small leak by a toilet can lead to severe water damage across several units.
NYC real estate
fromABA Journal
3 days ago

Legal industry is expanding its office footprint, new report finds

For the first time in three years, more law firms are planning to expand their office footprint, rather than contract, according to a new report from commercial real estate brokerage CBRE.
Law
LA real estate
fromtherealdeal.com
3 days ago

Campaign promises offered as assurances on California's troubled resi insurance market

Pacific Palisades residents face a $1.5 million gap between insurance payouts and rebuilding costs after last year's fire.
fromSubstack
6 days ago

Q1 Market Whiplash, Millionaire Tax Strategies and Bitcoin Backed Mortgages - Episode 183

The sharp rise in oil prices and renewed inflation concerns created significant pressure on both stocks and bonds, impacting investor sentiment and market dynamics.
Retirement
Marketing tech
fromwww.housingwire.com
5 days ago

The 'end-to-end' title tech system has given way to something better

Title agencies benefit from specialized tools and open systems rather than all-in-one platforms due to diverse regulatory and workflow needs.
Business intelligence
fromwww.housingwire.com
5 days ago

The AI-native mortgage: Supporting intelligent, compliant adoption

AI is transforming mortgage origination and servicing by improving efficiency and borrower engagement through integrated systems and high-quality data.
#mortgage-rates
Real estate
fromwww.housingwire.com
4 days ago

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.
Real estate
fromwww.housingwire.com
4 days ago

Higher mortgage rates trigger sharp drop in applications

The 30-year mortgage rate has risen to 6.57%, impacting refinance applications and buyer confidence amid economic uncertainty.
Real estate
fromwww.housingwire.com
2 days ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
SF real estate
fromwww.housingwire.com
2 days ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
fromwww.housingwire.com
5 days ago

ALTA renews TrustLink as Elite Provider for 2026

The ALTA Elite Provider Program recognizes service providers that demonstrate a strong commitment to supporting the title insurance industry and the professionals who serve consumers every day, ALTA CEO Chris Morton said in the announcement.
Law
LA real estate
fromwww.housingwire.com
4 days ago

California bills target condo deposits and defect liability

California lawmakers are considering bills to reduce barriers for condominium construction, addressing deposit limits and construction defect liability.
#mortgage
fromwww.housingwire.com
5 days ago
Business intelligence

Argyle integrates with Vesta LOS for mortgage verifications

Argyle and Vesta integrate to automate mortgage verification, reducing costs and delays in the lending process.
Real estate
fromwww.housingwire.com
2 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
2 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
NYC real estate
fromThe Atlantic
6 days ago

How to Keep the Suburbs Tenant-Free

The rise of corporate landlords is reshaping suburban housing, increasing rental options but facing potential legislative challenges.
fromwww.housingwire.com
3 days ago

Mortgage lenders ramp up homebuilder divisions

Ginsburg stated that treating builder business as a core pillar rather than a side channel reflects a broader industry shift. He believes a healthy balance of builders should be around 15% to 20% of the overall retail book of business.
Real estate
fromwww.housingwire.com
3 days ago

Rocket Companies moves to dismiss RESPA lawsuit

Rocket Companies contends that the plaintiffs failed to plead injury, a qualifying referral, a thing of value, or an agreement, which are essential for their claims under RESPA.
Boston real estate
Healthcare
fromEntrepreneur
2 weeks ago

Why Liability Insurance No Longer Works the Way You Think - and What CEOs Must Do About It

Liability insurance has shifted to a shareholder-driven system, requiring leaders to manage claims proactively to avoid costly surprises.
SF real estate
fromwww.housingwire.com
4 days ago

Immigration policy, economic uncertainty reshaping housing market

Immigration policies have led to a significant decline in immigration and negative impacts on housing markets across the U.S.
Privacy professionals
fromwww.housingwire.com
2 weeks ago

Reducing risk: Why logging, protection, and review matter

Application logs are critical cybersecurity safeguards that provide visibility into system behavior, enabling early detection of security threats and operational issues in real estate and mortgage lending organizations.
fromwww.housingwire.com
4 days ago

eXp, Weichert home seller commission lawsuit settlements approved

The Gibson plaintiffs claimed that eXp negotiated the agreement with the Hooper plaintiffs after conducting prolonged, unsuccessful settlement negotiations with Intervenor Plaintiff counsel, conducting a reverse auction in an attempt to gain a sweetheart deal.
Boston real estate
#housing-market
Real estate
fromwww.housingwire.com
3 days ago

Housing market demand holds, but home sales face friction

Housing demand remains steady year over year, but pricing gaps and rising mortgage rates are creating challenges for buyers and sellers.
SF real estate
fromwww.housingwire.com
5 days ago

How the ROAD to Housing Act could improve home affordability

COVID-19 and Federal Reserve actions led to a housing market frenzy, but rising mortgage rates and inflation have since decimated affordability.
Real estate
fromFast Company
4 days ago

Home flipping stabilized after being hit by its biggest pullback since 2007

Home flipping activity has stabilized around 2019 levels, with seasoned flippers planning to execute deals in 2026 despite a slower appreciation environment.
Real estate
fromwww.housingwire.com
3 days ago

Housing market demand holds, but home sales face friction

Housing demand remains steady year over year, but pricing gaps and rising mortgage rates are creating challenges for buyers and sellers.
fromwww.housingwire.com
5 days ago

ALTA report quantifies complex title work required before closing

More than 80% of purchase transactions require reviewing at least 11 documents, while 21% involve reviewing more than 50 records tied to a property's ownership history.
Real estate
Marketing tech
fromEntrepreneur
2 weeks ago

Is It Finally Time to Put Homebuyers First in Real Estate Tech?

Proptech startups prioritized revenue from real estate agents and brokerages rather than end-users, resulting in technology that optimizes intermediary efficiency instead of consumer benefit.
SF real estate
fromwww.housingwire.com
6 days ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Law
fromwww.housingwire.com
4 weeks ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
Real estate
fromwww.housingwire.com
3 days ago

NAR to sunset governance groups as part of committee overhaul

NAR has initiated governance changes to streamline its committee structure and enhance effectiveness based on member feedback.
Real estate
fromwww.bbc.com
4 days ago

Estate agents accuse Rightmove of charging excessive fees

Rightmove faces a class action for allegedly charging excessive fees to estate agents, claiming a dominant market position and unsustainable practices.
SF real estate
fromwww.housingwire.com
2 weeks ago

Fannie Mae, Freddie Mac revise condo insurance standards

Fannie Mae and Freddie Mac updated insurance requirements allowing ACV roof coverage for condos while maintaining RCV for other property, reducing homeowner costs and expanding mortgage market access.
Real estate
fromwww.housingwire.com
4 days ago

Opendoor to buy Doma closing unit, partner with Fannie Mae

Opendoor is acquiring Doma's closing and escrow operations to enhance title automation and refinance closings, pending regulatory approval.
Real estate
fromwww.housingwire.com
4 days ago

Hardy antitrust lawsuit against NAR dismissed in Michigan

The Hardy suit alleges antitrust violations regarding MLS membership requirements, but courts have dismissed similar claims, reinforcing NAR's policies promote competition.
Real estate
fromwww.housingwire.com
6 days ago

The overlooked notarizations quietly slowing mortgage workflows

Lenders are modernizing the closing process with digital tools, but notarization outside closing events remains a challenge, slowing loan velocity and increasing compliance risks.
Real estate
fromwww.housingwire.com
6 days ago

AI can accelerate real estate transactions But it can't replace the professional work that protects property rights

Artificial intelligence is enhancing efficiency in the title industry, but professional expertise remains essential for ensuring clear property ownership.
Real estate
fromwww.housingwire.com
5 days ago

HousingWire and InGenius roll out Mortgage Rankings product

HousingWire launched Mortgage Rankings to benchmark mortgage originators using recorded transactions, providing a data-driven view of performance across the U.S.
Real estate
fromwww.housingwire.com
1 week ago

Mortgage experts weigh in on GSE condo updates

GSEs will require full project reviews for condo loans, increasing costs and documentation requirements for homeowners associations starting Aug. 3.
Real estate
fromwww.housingwire.com
1 week ago

Insurance is having a growing impact on condo affordability

Fannie Mae and Freddie Mac revised condo project approval requirements, enhancing affordability but eliminating limited reviews, impacting mortgage access for buyers.
California
fromtherealdeal.com
2 months ago

Insurance unlock? What new commissioner could mean for California resi

The California Insurance Commissioner race centers on proposals for transparency, pricing reform, disaster-response regulation, homeowner discounts for risk reduction, and public-private partnerships to address insurance challenges.
US news
from24/7 Wall St.
2 months ago

Home Insurance Now Takes A Record 9% of Your Mortgage Payment, the Highest Ever

Homeowners insurance premiums are rising sharply nationwide as higher construction and reinsurance costs increase replacement estimates, raising premiums even without claims.
fromwww.housingwire.com
1 week ago

MISMO publishes ALTA title and settlement datasets for review

The new standards allow title and settlement information to move as digital data rather than paper documents, improving accuracy and reducing manual workloads.
Real estate
US politics
fromwww.housingwire.com
2 months ago

OCC escrow plan opposed by regulators, consumer advocates

The OCC proposed rules would let national banks control mortgage escrow terms and potentially withhold interest, preempting state consumer protections.
#mortgage-lending
Real estate
fromwww.housingwire.com
1 week ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Real estate
fromwww.housingwire.com
1 week ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
fromwww.housingwire.com
1 month ago

Court upholds FinCEN's anti-money laundering rule for home sales

In the lawsuit, FNF claims that the rule, which was promulgated under the Biden administration, is arbitrary and capricious, and that the rule will cause irreparable harm. The rule requires title firms to report specific details on all-cash home purchase transactions. These include the names, addresses, dates of birth, citizenship status and ID numbers of all people involved including minors, payment details and information about trusts and entities that are purchasing the property.
Law
Real estate
fromwww.housingwire.com
2 weeks ago

How Builders Strengthen Mitigation & Insurability in a Hard Market

Insurance carriers now require mitigation features as baseline standards rather than optional upgrades, with demonstrated risk reduction directly correlating to lower premiums and improved insurability.
Real estate
fromwww.housingwire.com
2 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
2 weeks ago

CrossCountry Mortgage to buy Summit Funding

CCM acquired Summit Mortgage Company, adding 168 loan officers and 45 branches to expand its $50.5 billion annual origination volume through strategic consolidation and operational synergies.
fromwww.housingwire.com
2 months ago

NAR outlines legal risk mitigation, litigation strategy in 2025 report

These initiatives include things like analyzing and assessing legal risks and providing members, local associations and MLSs with legal resources and the education to do the same, as well as reducing litigation exposure and working with industry partners to garner favorable legal outcomes. In its 2025 Annual Report, NAR outlined what it was doing to accomplish these initiatives. Efforts highlighted by the trade group included hiring
Law
#real-estate-technology
Real estate
fromwww.housingwire.com
2 weeks ago

Closinglock launches automated closing updates

Closinglock's automated updates, real-time tracking, and expanded integrations streamline real estate closings by keeping all parties aligned while reducing administrative workload.
Real estate
fromwww.housingwire.com
3 weeks ago

Propy expands AI title rollup with Florida acquisition

Propy acquires Boss Law to expand institutional real estate services using AI and blockchain technology for faster closings and title operations.
Real estate
fromwww.housingwire.com
2 weeks ago

Closinglock launches automated closing updates

Closinglock's automated updates, real-time tracking, and expanded integrations streamline real estate closings by keeping all parties aligned while reducing administrative workload.
Real estate
fromwww.housingwire.com
3 weeks ago

Propy expands AI title rollup with Florida acquisition

Propy acquires Boss Law to expand institutional real estate services using AI and blockchain technology for faster closings and title operations.
Real estate
fromwww.housingwire.com
3 weeks ago

Longbridge launches RetentionIQ to protect broker pipelines

Longbridge Financial launched RetentionIQ to automatically prevent retail team contact with borrowers in broker pipelines, reducing channel conflict through standardized outreach protocols.
Real estate
fromwww.housingwire.com
3 weeks ago

Is it time to bring banks back to the mortgage business?

Mortgage loan origination collapsed from 14.2 million in 2021 to under 5 million in 2023, with independent mortgage banks filling the gap while maintaining quality, yet regulators and industry leaders argue banks should re-engage to restore competition and customer relationships.
Real estate
fromwww.housingwire.com
3 weeks ago

Newrez is waiving lender title insurance on some refis

Newrez TitlePass eliminates title insurance requirements on eligible conventional refinance loans up to 80% LTV with AUS approval, reducing closing costs and improving efficiency through integrated digital processing.
fromRedfin | Real Estate Tips for Home Buying, Selling & More
3 weeks ago

Can You Get a Mortgage on Land? Land Loan vs Mortgage Explained

In most cases, lenders will not issue a traditional mortgage for land that does not already have a home or building on it. Mortgages are designed for developed properties because houses provide immediate collateral value and are generally easier to sell if a borrower defaults.
Real estate
fromwww.housingwire.com
4 weeks ago

FinCEN's AML rule reshaping title processes and buyer behavior

I don't want the closers and processors to have to get into the weeds with this. I don't want there to be any negative shadowing of our title offices, because we're having to ask for this. It's really not a title role, as far as the title insurance product that we provide. It definitely has been tasked to us, but it's not something that I want to be viewed as, 'Title requires this.' This is a governmental requirement.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

5 Referral Partners Every Loan Officer Needs to Build a Resilient Pipeline

Loan officers must cultivate diverse referral partnerships across multiple partner types to build stable, sustainable pipelines that withstand market cycles and unpredictable homebuying demand.
Real estate
fromwww.housingwire.com
1 month ago

Property tax, insurance accounts for 21% of mortgage payments

Taxes and insurance can comprise over one-third of monthly mortgage payments in many markets, significantly impacting affordability beyond the base loan cost.
Real estate
fromwww.housingwire.com
1 month ago

RESPA uncertainty fuels debate over agent-lender partnerships

RESPA's outdated 1974 framework creates compliance ambiguity for modern mortgage and real estate partnerships, causing lenders to lose business to competitors willing to pay higher referral fees to real estate agents.
Real estate
fromwww.housingwire.com
1 month ago

Why mortgage licensing must be a priority for private lenders In 2026

Mortgage licensing is a critical legal and deal-enabling priority for private lenders, not an operational afterthought, with significant consequences for non-compliance including usury exposure, penalties, and loan enforceability risks.
Real estate
fromLos Angeles Times
12 years ago

Picking the Best Way to Hold Title to Your Home

Five common methods exist for holding home title: sole ownership, tenants in common, joint tenancy, tenancy by the entirety, and community property, each with distinct tax, probate, and ownership implications.
fromwww.housingwire.com
1 month ago

The digital future still needstitle insurance andthe expertise ofprofessionals

Across industries, artificial intelligence is being framed as the next major force reshaping operations, customer expectations, and the way businesses evaluate risk. Real estate is at the center of that conversation, and title and settlement companies are not just on the sidelines. In fact, the title industry has already moved quickly. According to a recent survey conducted by Qualia, more than 90% of title and escrow professionals have adopted generative AI in at least one form.
Real estate
#title-insurance
Real estate
fromwww.housingwire.com
2 months ago

How are buyer broker agreements reshaping trust in real estate?

Buyer broker agreements exposed trust gaps by requiring early exclusivity and unclear compensation, prompting buyer hesitation and frustration.
Real estate
fromwww.housingwire.com
1 month ago

Mortgage escrow misconceptions persist as payment amounts rise

Rising property taxes, insurance premiums, and escrow misconceptions are causing unexpected mortgage payment increases and borrower surprise despite many claiming they understand escrow.
Real estate
fromwww.housingwire.com
2 months ago

Best practices for real estate buyer-broker agreements take shape

Brokerages implemented rapid, standardized training, tech-integrated disclosures, and layered audits nationwide to ensure compliance with buyer representation and compensation practice changes.
fromwww.housingwire.com
1 month ago

WFG National Title launches FinCEN reporting solution

FinCEN reporting is no longer a geographic specific requirement, it is becoming a routine part of residential real estate transactions nationwide, said Don O'Neill, chief compliance officer and deputy general counsel for WFG. This Rule spans all 50 states and thousands of recording jurisdictions. The industry needs solutions that are both legally sound and operationally practical. Our goal is to help customers meet their obligations without adding friction to the closing process.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

How to Comply with FinCEN Without Break Your Operations (or Budget)

FinCEN's Residential Real Estate Rule, effective March 1, 2026, requires title and escrow teams to file file-by-file AML reports and embed compliance into core workflows.
Real estate
fromwww.housingwire.com
2 months ago

Trust is earned, not granted: The foundation of every successful mortgage relationship

Trust must be earned through relationships; loan officers build it by listening, acting with integrity, honesty, empathy, transparency, education, ethics, respect, and consistent follow-up.
Real estate
fromwww.housingwire.com
2 months ago

WFG introduces financial planning tool for homebuyers, sellers

WFG Key equips agents with a mobile, multilingual platform to model payments, affordability, holding costs, and share client-ready comparisons to improve consumer understanding and confidence.
Real estate
fromwww.housingwire.com
1 month ago

America's fragmented land registries are fueling fraud and the costs are rising

Fragmented, paper-based county recording systems increase fraud risk and costs while criminals deploy advanced AI tools faster than industry defenses.
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