According to the American Community Survey (ACS) data from the U.S. Census Bureau, South Dakota homeowners with a mortgage typically pay $1,500-$1,999 annually for homeowners insurance, while those without a mortgage average $1,000-$1,499. Overall statewide costs fall into the $1,500-$1,999 range. South Dakota has 261,078 insured homeowner households in total-142,522 with a mortgage and 118,556 without. Among mortgaged owners, 16,322 pay less than $100 annually and 12,336 pay $4,000 or more. Among those without a mortgage, 29,579 pay less than $100 and 6,500 pay $4,000 or more.
HARRISBURG, S.D. Kids clambered onto a fire truck painted white, its rooftop sporting a huge stuffed tiger and a flag waving high for Harrisburg High's football team in this suburb of Sioux Falls. People watched college games on the four 50-inch televisions gracing one side of the truck; others grilled burgers nearby. At the tailgate, parents talked about football, work, kids and with a little prodding what they rely on for news.
According to data from the National Association of Realtors, 25.4% of homeowners in South Dakota have built up more home equity than the IRS allows to be excluded from capital gains tax.
"South Dakota stands out for its low rate of mental health problems (5.3 percent), healthy senior population (82 percent in good health), and low risk of romance scams (17.2 per 100,000)."