#sba-7a-loans tag

2 days ago

Higher education

Private student loans: A cautionary guide to your options

Filing FAFSA and applying for scholarships can help manage college costs, but cosigning private loans poses risks to parents' finances and relationships.

Higher education

Everything borrowers need to know about student loan repayment plans and collections

Federal student loan policy changes, including the end of the SAVE plan and paused collections, created uncertainty and left millions at risk of default while repayment details remain unresolved.

Higher education

2 days ago

Private student loans: A cautionary guide to your options

Filing FAFSA and applying for scholarships can help manage college costs, but cosigning private loans poses risks to parents' finances and relationships.

Higher education

Everything borrowers need to know about student loan repayment plans and collections

No More SBA Loans for Non-citizens as of April 1

Non-U.S. citizens, including green-card holders, are now ineligible for SBA funding, impacting small business growth and job creation in California.

Bootstrapping

fromBusiness Matters

2 weeks ago

Unsecured vs Secured Business Loans: Which One Gets Approved Faster?

Approval speed is crucial for business loans, with secured loans offering lower risk and costs compared to unsecured loans.

SF politics

fromABC7 San Francisco

2 weeks ago

Big change for California small businesses: No more SBA loans for non-citizens

Green-card holders are now ineligible for SBA loans, impacting immigrant entrepreneurs and potentially harming job creation and the economy.

London startup

fromBusiness Matters

3 weeks ago

Barclays pulls back from small business lending after private credit losses

Barclays is reducing lending to smaller businesses and private credit firms due to losses from high-risk lenders, indicating increased caution in the banking sector.

US news

fromwww.npr.org

3 weeks ago

They gave her business a lifeline, then froze all her money

A finance firm froze Jane's accounts without warning, devastating her family and business after she borrowed money through a merchant cash advance.

#entrepreneurship

4 weeks ago

Bootstrapping

Why Making Business Plan "Exceptions" Can Kill Your Growth

Startup companies

He Maxed Out $50K in Credit Cards to Start His First Business. Now It's Worth $1.8 Billion.

Bootstrapping

4 weeks ago

Why Making Business Plan "Exceptions" Can Kill Your Growth

Growth without discipline leads to costly long-term mistakes.

Startup companies

He Maxed Out $50K in Credit Cards to Start His First Business. Now It's Worth $1.8 Billion.

Henry Schuck's mother working three jobs taught him that hard work was essential for success, shaping his entrepreneurial mindset from childhood.

more#entrepreneurship

NYC politics

fromAmerican Banker

NY proposal could boost minority banks' access to state deposits

New York state bills would expand minority and community bank access to state deposits, enabling increased lending in underserved communities.

US politics

fromNextgov.com

SBA boots 628 more companies from 8(a) program

The SBA removed 628 companies from the 8(a) program for failing to submit required financial data, part of broader enforcement actions targeting diversity practices and program compliance.

Brooklyn

fromBrooklyn Eagle

fromLondon Business News | Londonlovesbusiness.com

New loan product expands credit access for Brooklyn worker co-ops

A Brooklyn credit union launched loans up to $100,000 without personal guarantees for worker-owned co-ops, using cash-flow underwriting and a $1M loan-loss reserve.

Business

Funding Guru's Matt Haycox secured loans give firms a boost - London Business News | Londonlovesbusiness.com

Secured loans are becoming a strategic financing tool for UK businesses seeking growth capital, offering stability through longer terms and lower rates without signaling financial distress.

fromwww.npr.org

fromRedfin | Real Estate Tips for Home Buying, Selling & More

A 'Shark Tank' alum needed cash to pay tariffs. This shadowy lending world was ready

"Point me in the direction of what dollar amount you need, and we'll get it priced out and funded today!" It's Bella, it's Jake, it's Zevi strangers offering quick cash to help Joshua Esnard's small business in North Carolina. How does $350,000 sound? Or $768,000 and up to $900,000? Approval in an hour, they say, money in a day. "No gimmicks, Joshua." "No hidden fees, No BS."

US news

How to Buy a House with Low Income Even If You Have Little Savings

Many buyers assume homeownership is out of reach if they earn less than the area's median income - but that's not always true. From FHA and USDA loans to down payment assistance programs, there are real pathways to homeownership - even if you have little savings.

Real estate

US politics

fromNextgov.com

fromLondon Business News | Londonlovesbusiness.com

SBA suspends 1,000 8(a) contractors for missing data submission deadline

The Small Business Administration suspended at least 1,000 8(a) contractors for failing to submit requested three years of financial documents by the Jan. 5, 2026 deadline.

Miscellaneous

How does a personal loan work? From bank loans to alternative financing options - London Business News | Londonlovesbusiness.com

Personal loans are unsecured borrowings repaid in fixed monthly installments, approved based on credit profile and income, commonly used for debt consolidation, emergencies, and home improvements.

Real estate

fromLos Angeles Times

11 years ago

Loan gives low-income borrowers a chance to build equity fast

A new 15-year Wealth Building Home Loan allows low- and moderate-income borrowers to build equity faster than 30-year mortgages through lower rates, minimal down payments, and residual income-based underwriting.

US politics

fromTearsheet

Inside Bank of America's plan to own the small business relationship - Tearsheet

Bank of America expands business banking with supply-chain financing and FX rate locks to help SMBs manage tariffs, supply delays, and policy-driven volatility.

Higher education

fromAbove the Law

Private Loan Exchange Launches As Federal Lending Tightens The Screws On Law Students - Above the Law

Federal student loan policy changes have reduced graduate student borrowing options, forcing law students toward private loans, prompting AccessLex Institute to launch a nonprofit-curated private loan directory.

Bootstrapping