#reverse-mortgage-issuers

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Retirement
from24/7 Wall St.
5 hours ago

Why Financial Advisors Are Telling Retirees Over 65 to Stop Sitting on Home Equity

Home equity can be a vital part of retirement planning, offering options for cash-poor retirees to access funds without selling investments.
Law
fromwww.housingwire.com
16 minutes ago

Veterans United seeks dismissal of RESPA class-action lawsuit

Veterans United Home Loans filed a motion to dismiss a class-action lawsuit alleging false affiliation with the VA and RESPA violations.
Real estate
fromwww.housingwire.com
1 day ago

Guild's Jim Cory on Bayview deal and reverse mortgage trends

Bayview's acquisition of Guild has been smooth, maintaining management and enhancing product development in the reverse mortgage sector.
Venture
from24/7 Wall St.
4 hours ago

Why retirees are buying this closed-end fund yielding 8% on venture-stage tech

BlackRock Science & Technology Term Trust offers an 8.3% yield through a venture-stage technology portfolio and covered call writing strategy.
Business
from24/7 Wall St.
30 minutes ago

Why This 97-Year-Old Fund Pays 8% Without Sacrificing Safety

Adams Diversified Equity Fund has a yield of approximately 8%, generated through dividends and realized capital gains from its equity holdings.
#retirement-planning
Healthcare
fromFortune
8 hours ago

Retirees are facing a $345,000 bill they never saw coming - and most aren't prepared | Fortune

Healthcare costs in retirement can reach six figures, yet many do not adequately plan for them despite concerns.
Retirement
from24/7 Wall St.
1 day ago

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

Health insurance costs significantly impact retirement decisions, especially for couples retiring before Medicare eligibility at age 65.
Retirement
from24/7 Wall St.
2 days ago

What Retirement Really Looks Like With $3.1 Million When Your Spouse Still Works

Retirement dynamics can create emotional challenges, especially when one spouse retires before the other, despite financial stability.
Retirement
from24/7 Wall St.
4 days ago

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Market downturns can significantly impact retirement portfolios, making it crucial to plan asset allocation carefully to mitigate risks.
Retirement
from24/7 Wall St.
6 days ago

What Retirement Really Looks Like at 62 With $1.4 Million and a Beach House to Unload

Choosing between immediate retirement or working longer significantly impacts Social Security benefits and overall financial security.
Healthcare
fromFortune
8 hours ago

Retirees are facing a $345,000 bill they never saw coming - and most aren't prepared | Fortune

Healthcare costs in retirement can reach six figures, yet many do not adequately plan for them despite concerns.
Retirement
from24/7 Wall St.
1 day ago

My wife wants us to retire at 65 to get Medicare. But I want to retire now at 62 so we can enjoy life. Who is right?

Health insurance costs significantly impact retirement decisions, especially for couples retiring before Medicare eligibility at age 65.
Retirement
from24/7 Wall St.
2 days ago

What Retirement Really Looks Like With $3.1 Million When Your Spouse Still Works

Retirement dynamics can create emotional challenges, especially when one spouse retires before the other, despite financial stability.
Retirement
from24/7 Wall St.
4 days ago

What Happens to Your Retirement Plans If the Stock Market Drops 50%?

Market downturns can significantly impact retirement portfolios, making it crucial to plan asset allocation carefully to mitigate risks.
Retirement
from24/7 Wall St.
6 days ago

What Retirement Really Looks Like at 62 With $1.4 Million and a Beach House to Unload

Choosing between immediate retirement or working longer significantly impacts Social Security benefits and overall financial security.
#retirement
Relationships
fromHuffPost
7 hours ago

Retirement Can Change Your Relationship, For Better Or For Worse

Retirement can strengthen or challenge couples' relationships, revealing deeper issues and leading to increased divorce rates among older adults.
Retirement
from24/7 Wall St.
1 day ago

Retirees Love This High-Yield Monthly Income Fund Until They See What Happens in a Bear Market

Covered call ETFs can provide income but may mask significant losses in account value, leading to a negative total return for retirees.
Relationships
fromHuffPost
7 hours ago

Retirement Can Change Your Relationship, For Better Or For Worse

Retirement can strengthen or challenge couples' relationships, revealing deeper issues and leading to increased divorce rates among older adults.
Retirement
from24/7 Wall St.
1 day ago

Retirees Love This High-Yield Monthly Income Fund Until They See What Happens in a Bear Market

Covered call ETFs can provide income but may mask significant losses in account value, leading to a negative total return for retirees.
#real-estate
SF real estate
from24/7 Wall St.
5 days ago

Dave Ramsey Warns Homebuyer Her $750,000 Is at Risk of Foreclosure Over a Mortgage Clause She Never Saw

A buyer can face foreclosure risks if a mortgage clause is overlooked during a property purchase.
Real estate
from24/7 Wall St.
3 days ago

3 Real Estate ETFs Paying Over 3% That Retirees Are Using to Hedge Inflation

Real estate investments, particularly REITs, provide a reliable hedge against inflation for retirees seeking income and property appreciation.
SF real estate
from24/7 Wall St.
5 days ago

Dave Ramsey Warns Homebuyer Her $750,000 Is at Risk of Foreclosure Over a Mortgage Clause She Never Saw

A buyer can face foreclosure risks if a mortgage clause is overlooked during a property purchase.
Real estate
from24/7 Wall St.
3 days ago

3 Real Estate ETFs Paying Over 3% That Retirees Are Using to Hedge Inflation

Real estate investments, particularly REITs, provide a reliable hedge against inflation for retirees seeking income and property appreciation.
fromThe Jerusalem Post | JPost.com
1 day ago

Bank Hapoalim's US arm funds $203m Manhattan housing conversion | The Jerusalem Post

BHI provided a $167 million construction loan to Yellowstone Real Estate Investments for the conversion of the Candler Building into a 176-unit residential tower with retail space, totaling $203 million in financing.
NYC real estate
#homeownership
fromwww.housingwire.com
1 hour ago

JPMorgan, Wells Fargo mortgage volumes missed the mark in Q1 2026

JPMorgan Chase's origination volume hit $13.7 billion in the first quarter, down 14% from the prior quarter and up 46% from the same period last year. Retail channels drove most of the production, accounting for 63.5% of the total. The bank's home lending revenues reached $1.23 billion in the first quarter, up 2% year over year.
Real estate
fromwww.housingwire.com
6 days ago

Washington DFI charges Newrez with mortgage servicing violations

DFI alleges that Newrez engaged in unfair or deceptive practices that affected 29 Washington consumers by failing to mediate in good faith during foreclosure proceedings, providing misleading information, and responding to concerns untimely.
Washington DC
Retirement
from24/7 Wall St.
5 hours ago

The 401(k) Gap That Lets Wealthy Savers Convert $47,500 to Roth Every Year

High earners can use the Mega Backdoor Roth strategy to contribute up to $47,500 annually to tax-free Roth accounts despite income limits.
Business
from24/7 Wall St.
1 day ago

GAB's 11% Yield Comes With a Hidden Cost Retirees Should Know

Gabelli Equity Trust offers an 11% yield, but its distribution policy raises questions about income sustainability and reliance on return of capital.
Retirement
from24/7 Wall St.
1 day ago

Retirees With Over $800,000 in a Traditional 401(k) Are Being Warned About This Social Security Clawback

Traditional 401(k) balances can lead to significant tax implications for retirees, affecting Social Security benefits and Medicare premiums.
NYC real estate
fromFortune
6 days ago

Housing is so expensive, even a $87 billion Wall Street bank is giving workers $6.5K in cash to get on the property ladder | Fortune

Many American workers have abandoned homeownership dreams due to a housing crisis, prompting BNY to offer financial assistance for first-time homebuyers.
Real estate
from24/7 Wall St.
21 hours ago

REM's 9.6% dividend yield faces a test as mortgage spreads narrow in 2026

iShares Mortgage Real Estate ETF offers a 9.22% dividend yield, focusing on mortgage REITs with a narrow interest rate spread.
from24/7 Wall St.
4 days ago

Retirees Love This $578 Billion ETF, But Switching to These 2 Could Boost Income by 40%

Vanguard Total Stock Market ETF holds roughly $2.1 trillion in assets and has earned its place in millions of retirement portfolios. The appeal is straightforward: one fund, the entire U.S. equity market, a 0.03% expense ratio, and a 25-year track record.
Business
#mortgage-rates
SF real estate
fromSFGATE
5 days ago

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.
Real estate
fromwww.housingwire.com
6 days ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
SF real estate
fromSFGATE
5 days ago

Mortgage Rates Move Lower as Economic Outlook Worsens

Mortgage interest rates have slightly improved, but the economic outlook remains negative, indicating deeper financial concerns for consumers and businesses.
Real estate
fromwww.housingwire.com
6 days ago

Mortgage applications drop as refi, purchase demand weakens

Higher mortgage rates and economic uncertainty continue to depress mortgage applications, with refinance activity at its lowest since December 2025.
Retirement
from24/7 Wall St.
1 day ago

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Gifting wealth to adult children can provide immediate financial relief, but it must not jeopardize retirement security.
Retirement
fromwww.housingwire.com
3 days ago

As retirement slips further away, workers prioritize stability and senior home equity

Workers prioritize job security over new opportunities, with many delaying retirement due to rising living costs and health care expenses.
fromwww.housingwire.com
6 days ago

Reverse mortgage brokers say lender contracts help with limits

Programs work by preventing lenders' retail teams from contacting borrowers who are already in a broker's active pipeline, automatically routing these customers back to their original advisers. They also monitor common refinance intent signals such as payoff requests and add the brokerage firm's contact information to borrowers' statements.
Real estate
SF real estate
fromwww.housingwire.com
1 week ago

How top LOs dominated government lending in 2025

Knowledge of FHA and VA guidelines is crucial for success in the mortgage industry, especially for veterans and active-duty service members.
#reverse-mortgages
Real estate
fromwww.housingwire.com
5 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
SF real estate
fromwww.housingwire.com
2 weeks ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Retirement
fromLos Angeles Times
10 years ago

Family-funded reverse mortgage can help elderly parents keep home

A new family-funded reverse mortgage option allows multiple family members to pool resources and provide flexible credit to senior homeowners at lower rates than commercial alternatives.
Real estate
fromwww.housingwire.com
5 days ago

Private-label reverse mortgages surpass HECMs in Q1 2026

Private-label reverse mortgage originations are increasing, with significant growth in proprietary loans projected for the future.
SF real estate
fromwww.housingwire.com
2 weeks ago

C2 Financial's Urwin on reverse mortgage broker-lender evolution

New lender agreements are enhancing broker protections, but the reverse mortgage market must attract new borrowers beyond refinances.
Retirement
fromLos Angeles Times
10 years ago

Family-funded reverse mortgage can help elderly parents keep home

A new family-funded reverse mortgage option allows multiple family members to pool resources and provide flexible credit to senior homeowners at lower rates than commercial alternatives.
SF real estate
fromwww.housingwire.com
1 week ago

Finance of America launches new reverse mortgage line of credit

HomeSafe Second Line of Credit offers a nonrevolving reverse mortgage option for accessing home equity without new monthly payments.
Renovation
fromwww.housingwire.com
4 weeks ago

How seniors can tap home equity for renovations and ADUs

Block Renovation provides a trusted platform for homeowners to plan and hire contractors for major renovation projects, addressing the complexity and cost uncertainty of home renovations across all 50 states.
Boston real estate
fromwww.housingwire.com
2 weeks ago

Virginia widow alleges wrongful reverse mortgage foreclosure

The lawsuit challenges HUD's handling of reverse mortgages, claiming protections for non-borrowing spouses were not implemented properly, leading to wrongful foreclosures.
fromwww.housingwire.com
4 days ago

loanDepot, Figure team on express home loan and equity products

The 55 HomeLoan is structured to deliver approvals in as little as five minutes and funding in as few as five days, providing borrowers with a cash-like option for speed and certainty of close.
Real estate
#retirement-income
Retirement
from24/7 Wall St.
1 day ago

Retire on $100,000 a Year Without Ever Selling a Single Share

A $100,000 annual income in retirement requires varying capital based on yield percentage and risk tolerance.
Retirement
from24/7 Wall St.
5 days ago

AMLP Pays Over 7 Percent and Most Retirees Have Never Heard of It

The Alerian MLP ETF offers a significantly higher yield than traditional dividend ETFs, making it an attractive option for retirees.
#social-security
Retirement
from24/7 Wall St.
1 day ago

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.
Real estate
fromwww.housingwire.com
3 days ago

Why the hiring rate matters more than unemployment for the housing market

The labor market remains strong with low unemployment, impacting housing stability and reducing risks of distressed inventory.
fromwww.housingwire.com
5 days ago

AD Mortgage debuts Quick Pricer Pro for broker partners

Quick Pricer Pro offers a more flexible and customizable view of AD Mortgage's loan options, with filters and scenarios that support more complex loan structuring.
Real estate
NYC real estate
fromwww.housingwire.com
3 weeks ago

Older Americans maintain record share of housing wealth

Americans aged 70 and older now hold over 26% of housing wealth, surpassing the 40-to-54 age group for the first time, while younger Americans struggle with affordability and delayed homeownership.
Real estate
fromwww.housingwire.com
6 days ago

Borrowers have a new agent. Is your organization built for it?

AI is shifting negotiating power from lenders to borrowers, requiring institutions to adapt or risk losing competitive advantage.
Retirement
fromFortune
2 days ago

America is not ready for its own longevity crisis - and 2026 is the wake-up call | Fortune

Americans need better planning for healthy and secure aging as longevity increases, with a focus on finances, health, housing, and community support.
#reverse-mortgage
Real estate
fromwww.housingwire.com
1 week ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
1 week ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
3 weeks ago

Michael Banner on why HECM for Purchase failed to take off

The reverse mortgage industry has failed to promote its products effectively, leading to low adoption rates despite their potential benefits.
Real estate
fromwww.housingwire.com
1 week ago

Elly Johnson on reverse mortgage liquidity and compliance

Elly Johnson emphasizes the evolution and improvements in the reverse mortgage industry, focusing on compliance, consumer protection, and operational complexities.
Real estate
fromwww.housingwire.com
1 week ago

REVERSE plus integrates Smartfi proprietary reverse mortgages

ANALYZER Pro helps loan officers model reverse mortgage scenarios, compare options, and enhance borrower understanding and confidence.
Real estate
fromwww.housingwire.com
3 weeks ago

Michael Banner on why HECM for Purchase failed to take off

The reverse mortgage industry has failed to promote its products effectively, leading to low adoption rates despite their potential benefits.
Retirement
from24/7 Wall St.
5 days ago

What Retirement Really Looks Like Earning $500,000 a Year With Only $200,000 Saved

High earners often face lifestyle inflation, leading to inadequate savings despite substantial incomes, creating a significant retirement gap.
#housing-market
Real estate
fromFast Company
5 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
Real estate
fromFortune
6 days ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
Real estate
fromFast Company
5 days ago

This might be the best time to buy a home in years, depending on where you live

America's housing market is shifting towards favoring buyers, with two-thirds of major markets now classified as balanced or buyer-friendly.
Real estate
fromFortune
6 days ago

The housing market has been frozen for 3 years. Here's why this spring could finally change that | Fortune

The U.S. housing market shows early signs of recovery as first-time buyers return and affordability improves.
Real estate
fromwww.housingwire.com
6 days ago

Housing market crash unlikely despite war, high rates

Housing demand remains strong despite rising mortgage rates, with no historical precedent for price crashes without distressed sellers.
Retirement
from24/7 Wall St.
5 days ago

Dave Ramsey's Tough Advice for 64-Year-Old on Disability

Sally's financial issues stem from a significant income-to-expense gap, not just her credit card debt.
SF real estate
fromwww.housingwire.com
3 weeks ago

Finance of America expands HomeSafe Second reverse mortgage

Finance of America launches HomeSafe Second, a second lien product for homeowners 55+ to access home equity without refinancing or making monthly payments.
Retirement
from24/7 Wall St.
6 days ago

Boomers and Retirees Are Sticking With 5 of the Highest-Yielding Dividend Kings

Inflation may delay interest rate cuts, prompting retirees to consider high-yield Dividend Kings for passive income.
#hecm
Real estate
fromwww.housingwire.com
1 week ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
1 week ago

HECM endorsements rise 16.3% in March to 2,117 loans

March saw a 16.3% increase in loans, but HECM endorsements remain weak due to competition from proprietary reverse mortgage products.
Real estate
fromwww.housingwire.com
1 week ago

NRMLA webinar to cover reverse servicing and maturity events

Understanding post-loan processes is crucial for originators, especially for elderly borrowers, to prevent risks like losing their homes over unpaid obligations.
Real estate
fromwww.housingwire.com
1 week ago

HECM endorsements rise 16.3% in March to 2,117 loans

March saw a 16.3% increase in loans, but HECM endorsements remain weak due to competition from proprietary reverse mortgage products.
from24/7 Wall St.
1 week ago

Retirees Are Choosing These Monthly Income ETFs Over High-Yield Savings Accounts

High-yield savings accounts (HYSAs) are insured by the Federal Deposit Insurance Corporation or the National Credit Union Administration up to $250,000, per depositor, per insured institution.
Retirement
US news
fromwww.housingwire.com
2 months ago

Reverse mortgage borrowers could get checks after CFPB action

CFPB permanently barred Sutherland Global Services, Sutherland subsidiaries and NOVAD from servicing reverse mortgages for illegal servicing failures that harmed and distressed older homeowners.
Education
fromwww.housingwire.com
1 month ago

Fairway, NAIFA debut Certified Home Equity Advisor program

NAIFA members can earn a CHEA credential teaching reverse-mortgage-based home-equity strategies for retirement planning, emphasizing education, ethics, and consumer protection rather than product origination.
US politics
fromwww.housingwire.com
2 months ago

Senior home equity at record high as Trump opposes price cuts

Housing wealth for homeowners age 62 and older reached a record $14.66 trillion in Q3 2025, driven by rising home values and modest mortgage debt increases.
Real estate
fromwww.housingwire.com
3 weeks ago

The mortgage industry built a sales infrastructure. It now needs a navigation infrastructure

Mortgage lending's efficiency may obscure its complexities, necessitating a shift from sales infrastructure to navigation infrastructure for better borrower understanding.
Real estate
fromwww.housingwire.com
3 weeks ago

Lower rates aren't enough: What mortgage lenders and servicers must do to set spring homebuyers up for long-term success

Interest rates easing may improve buyer sentiment, but sustainable homeownership relies more on managing cash flow than just lower rates.
Real estate
fromwww.housingwire.com
3 weeks ago

Atlantic Avenue leads HECM broker endorsements in January

Atlantic Avenue Mortgage leads HECM brokers with 935 endorsements, while HECM endorsements dropped 21% from January to February, with proprietary reverse mortgages capturing 45% market share.
Real estate
fromwww.housingwire.com
3 weeks ago

The industry's quiet first line of defense

Title agents perform critical fraud detection work during real estate transactions that remains largely invisible to buyers, sellers, and lenders despite being more important than the visible closing process.
Real estate
fromwww.housingwire.com
1 month ago

The senior housing bottleneck is a mortgage market issue hiding in plain sight

Older homeowners are staying in place longer due to structural systems issues, rate lock-in, and complex life transitions rather than sentiment, creating a significant slowdown in housing inventory release.
fromwww.housingwire.com
1 month ago

Celink's Ryan LaRose calls for HECM updates to support growth

As a subservicer, we are completely subject to the origination volumes of our lender clients. Generally, they are all optimistic that 2026 will generate higher volumes than 2025, but by what amount is not clear. Structural constraints are limiting broader industry expansion, and targeted improvements to the HECM program are needed.
Real estate
Real estate
fromwww.housingwire.com
1 month ago

Reverse mortgage metrics fall sharply in February

HECM reverse mortgage endorsements hit their lowest level since April 2020, with all regions and top lenders reporting declines in February, while proprietary reverse mortgage products increasingly compete for market share.
Real estate
fromwww.housingwire.com
1 month ago

Loren Riddick on reverse refi churning, HECM misconceptions

HECM mortgage insurance premiums should be restructured to better align with actual risk, particularly reducing upfront costs for low-LTV line-of-credit scenarios while addressing unnecessary refinancing practices.
Real estate
fromwww.npr.org
2 months ago

At retirement's edge, homebuying math gets harder. Here's how to navigate it

Older adults weighing relocation must balance financial costs, maintenance responsibilities, and proximity to family when choosing between buying a home or continuing to rent.
fromwww.housingwire.com
2 months ago

Paul Fiore on driving reverse mortgage growth at HighTechLending

I've known HighTech over the years, back when Don Currie was running the company. And I've been in the reverse mortgage industry for a very long time, so HighTech was a name I knew quite well. Really, I started getting to know them better as David Peskin joined and some of my old colleagues did too. I kind of knew Kevin Blakeney, who was working on their call center.
Real estate
Real estate
fromwww.housingwire.com
2 months ago

Senior home sellers take a hit on profits

Older home sellers earn progressively lower sale proceeds, beginning around age 70 and accelerating thereafter, driven by poorer maintenance and off-market or investor sales.
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