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DataDigest: The remarkably resilient agent commission rate

On Friday afternoon, my real estate agent called with good news."Congratulations!" she said."You just sold your house."The agent wished me well and said that she would appreciate a review on her website.And that was that!A little backstory: The four-bed, 1.5 bath house in the Poconos showed well and I priced it very competitively - at $269,000.

Home Sales Drop In Massachusetts Boston Condos For Sale Ford Realty

Home sales drop in Massachusetts
Home sales drop in Massachusetts
Signed contracts to buy existing homes in the US unexpectedly dropped in March, the first decline since November 2022 as the lack of supply hampered sales activity during the spring buying season.The National Association of Realtors' index of pending home sales fell 5.2% to a reading of 78.9 in March, according to data released on Thursday, far from the gain of 0.8% that Bloomberg economists predicted.

The cost of buying a Beacon Hill condo versus renting a Beacon Hill Apartment

Wondering if you should continue renting a Beacon Hill apartment or if you should buy a home this year?If so, consider this.Rental affordability is still a challenge and has been for years.That's because, historically, rents trend up over time.Data from the Census shows rents have been climbing pretty steadily since 1988.

Gender identity guidance should be made more inclusive' to pupils union

Government guidance on teaching relationships, sex and health education should be changed to be more inclusive for pupils exploring their gender identity, a school leaders' union has said.The current Department for Education (DfE) guidance is presenting barriers for schools who want to talk about gender identity with their students, an assistant headteacher suggested.

Lawmakers introduce bill to block LLPA fee changes

A group of Republican lawmakers in the U.S. House of Representatives, led by Rep. Andy Biggs (R-Ariz.), recently introduced a bill that, if passed, would block changes to the Federal Housing Finance Agency's (FHFA) loan level pricing adjustment (LLPA) fees charged by and Freddie Mac on conventional/conforming mortgages.

How To Buy a House With No Money Down

iStock While a 20% down payment is a benchmark everyone would like to strive for, it certainly isn't the norm.According to a recent report from the National Association of Realtors®, almost half of consumers think they need to pay a minimum of 16% of a home's value to snag a mortgage-but that just isn't the case.

DataDigest: The remarkably resilient agent commission rate

On Friday afternoon, my real estate agent called with good news."Congratulations!" she said."You just sold your house."The agent wished me well and said that she would appreciate a review on her website.And that was that!A little backstory: The four-bed, 1.5 bath house in the Poconos showed well and I priced it very competitively - at $269,000.

Home Sales Drop In Massachusetts Boston Condos For Sale Ford Realty

Home sales drop in Massachusetts
Home sales drop in Massachusetts
Signed contracts to buy existing homes in the US unexpectedly dropped in March, the first decline since November 2022 as the lack of supply hampered sales activity during the spring buying season.The National Association of Realtors' index of pending home sales fell 5.2% to a reading of 78.9 in March, according to data released on Thursday, far from the gain of 0.8% that Bloomberg economists predicted.

The cost of buying a Beacon Hill condo versus renting a Beacon Hill Apartment

Wondering if you should continue renting a Beacon Hill apartment or if you should buy a home this year?If so, consider this.Rental affordability is still a challenge and has been for years.That's because, historically, rents trend up over time.Data from the Census shows rents have been climbing pretty steadily since 1988.

Gender identity guidance should be made more inclusive' to pupils union

Government guidance on teaching relationships, sex and health education should be changed to be more inclusive for pupils exploring their gender identity, a school leaders' union has said.The current Department for Education (DfE) guidance is presenting barriers for schools who want to talk about gender identity with their students, an assistant headteacher suggested.

Lawmakers introduce bill to block LLPA fee changes

A group of Republican lawmakers in the U.S. House of Representatives, led by Rep. Andy Biggs (R-Ariz.), recently introduced a bill that, if passed, would block changes to the Federal Housing Finance Agency's (FHFA) loan level pricing adjustment (LLPA) fees charged by and Freddie Mac on conventional/conforming mortgages.

How To Buy a House With No Money Down

iStock While a 20% down payment is a benchmark everyone would like to strive for, it certainly isn't the norm.According to a recent report from the National Association of Realtors®, almost half of consumers think they need to pay a minimum of 16% of a home's value to snag a mortgage-but that just isn't the case.
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#association

Majority of schools in England closed to some pupils during teacher strikes

The majority of schools in England were forced to shut their doors to some pupils as tens of thousands of teachers went on strike, data suggests.More than half of state schools in England restricted access to pupils or were fully closed during walkouts by teacher members of the National Education Union (NEU), according to Department for Education (DfE) data.

Schools face disruption as teachers in England strike in pay dispute

Pupils and parents are facing more disruption as tens of thousands of teachers walk out of schools and sixth-form colleges across England.Teacher members of the National Education Union (NEU) are back on picket lines on Tuesday as they stage a fresh strike in a long-running pay row.The NEU which also staged a strike on Thursday believed the majority of schools would either restrict access to pupils or fully close during the walkouts.

Teacher strikes: Who are they impacting? Angus Bean HGS

Teacher strikes: Who are they impacting?Angus Bean HGS (Image: Pixabay) Teachers are on strike again.This has been a long running dispute for many reasons including better pay and better working conditions involving members of the National Education Union, Association of School and College Leaders and National Association of Headteachers.

Government's refusal to re-enter negotiations shows lack of concern for pupils'

The Government's refusal to return to the negotiating table over pay shows a lack of concern for children and contempt for teachers and school leaders, a union boss will say.Paul Whiteman, general secretary of the National Association of Head Teachers (NAHT), will accuse the Government of selling young people down the river over a lack of funding in schools.

Schools could face co-ordinated strikes by teachers and headteachers in autumn

Schools across England could be forced to close after four unions announced coordinated strike action in a long-running dispute over pay.It means teachers and school leaders could stage walkouts at the same time, causing widespread disruption.The National Association of Head Teachers (NAHT) will re-ballot its members in England during the summer term on strike action, with possible walkouts in the autumn if the ballot is successful.

All state schools in England could be affected by co-ordinated strikes in autumn

All state schools in England could be affected by walkouts in the autumn term if co-ordinated strike action by teachers and headteachers goes ahead.Four education unions, which represent the majority of school leaders and teachers across England, have said they will join up for any future industrial action in a long-running dispute over pay.

Majority of schools in England closed to some pupils during teacher strikes

The majority of schools in England were forced to shut their doors to some pupils as tens of thousands of teachers went on strike, data suggests.More than half of state schools in England restricted access to pupils or were fully closed during walkouts by teacher members of the National Education Union (NEU), according to Department for Education (DfE) data.

Schools face disruption as teachers in England strike in pay dispute

Pupils and parents are facing more disruption as tens of thousands of teachers walk out of schools and sixth-form colleges across England.Teacher members of the National Education Union (NEU) are back on picket lines on Tuesday as they stage a fresh strike in a long-running pay row.The NEU which also staged a strike on Thursday believed the majority of schools would either restrict access to pupils or fully close during the walkouts.

Teacher strikes: Who are they impacting? Angus Bean HGS

Teacher strikes: Who are they impacting?Angus Bean HGS (Image: Pixabay) Teachers are on strike again.This has been a long running dispute for many reasons including better pay and better working conditions involving members of the National Education Union, Association of School and College Leaders and National Association of Headteachers.

Government's refusal to re-enter negotiations shows lack of concern for pupils'

The Government's refusal to return to the negotiating table over pay shows a lack of concern for children and contempt for teachers and school leaders, a union boss will say.Paul Whiteman, general secretary of the National Association of Head Teachers (NAHT), will accuse the Government of selling young people down the river over a lack of funding in schools.

Schools could face co-ordinated strikes by teachers and headteachers in autumn

Schools across England could be forced to close after four unions announced coordinated strike action in a long-running dispute over pay.It means teachers and school leaders could stage walkouts at the same time, causing widespread disruption.The National Association of Head Teachers (NAHT) will re-ballot its members in England during the summer term on strike action, with possible walkouts in the autumn if the ballot is successful.

All state schools in England could be affected by co-ordinated strikes in autumn

All state schools in England could be affected by walkouts in the autumn term if co-ordinated strike action by teachers and headteachers goes ahead.Four education unions, which represent the majority of school leaders and teachers across England, have said they will join up for any future industrial action in a long-running dispute over pay.
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#northern-ireland

Are teachers on strike today? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in a latest walkout on Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkout is the fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.

Are teachers on strike tomorrow? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in a latest walkout on Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkout is the fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.

Why are teachers striking today? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in new walkouts on Thursday 27 April and Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkouts are the fourth and fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.

Are teachers on strike today? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in a latest walkout on Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkout is the fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.

Are teachers on strike tomorrow? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in a latest walkout on Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkout is the fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.

Why are teachers striking today? The strikes explained

Teachers in England who are members of the National Education Union (NEU) will take part in new walkouts on Thursday 27 April and Tuesday 2 May, which threaten disruption to more than 22,000 schools.The walkouts are the fourth and fifth undertaken by educators this year as professionals demand improved pay and working conditions in response to the cost of living crisis.
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#people

Warren Says First Republic Bank Collapse Exposes the Rigged US Financial System

In response to news that regulators had sold the bank to JPMorgan Chase, Warren said system overhaul is long overdue.People walk past a First Republic bank in Manhattan on May 1, 2023 in New York City.Spencer Platt / Getty Images Sen. Elizabeth Warren said Monday that the latest government bailout of a failing Wall Street institution shows how much the financial system remains rigged in favor of powerful banks and that it is beyond time for Congress to step up with increased oversight and reforms.

Those new mortgage fees? You may already be paying more.

Real Estate News But buyers with higher credit scores are not footing the bill for those with lower ones, industry experts say.It will probably come as no surprise that residents of Massachusetts pay pretty steep mortgage payments.According to a report released on April 24 by online lending marketplace LendingTree, borrowers in Massachusetts paid the third-highest mortgage payments in the country in the first quarter of 2023, after Hawaii and California.

Ofsted inspectors should hand in badges' to support Ruth Perry, sister says

School leaders who work as Ofsted inspectors should hand in their badges and refuse to be complicit in the watchdog's reign of terror, the sister of a headteacher who took her own life has said.Ruth Perry, headteacher at Caversham Primary School in Reading, Berkshire, died while waiting for an Ofsted report which downgraded her school from the highest rating to the lowest possible.

Hollywood, Both Frantic and Calm, Braces for Writers' Strike

Writers scrambling to finish scripts.Rival late-night-show hosts and producers convening group calls to discuss contingency plans.Union officials and screenwriters gathering in conference rooms to design picket signs with slogans like The Future of Writing Is at Stake!With a Hollywood strike looming, there has been a frantic sprint throughout the entertainment world before 11,500 TV and movie writers potentially walk out as soon as next week.

Warren Says First Republic Bank Collapse Exposes the Rigged US Financial System

In response to news that regulators had sold the bank to JPMorgan Chase, Warren said system overhaul is long overdue.People walk past a First Republic bank in Manhattan on May 1, 2023 in New York City.Spencer Platt / Getty Images Sen. Elizabeth Warren said Monday that the latest government bailout of a failing Wall Street institution shows how much the financial system remains rigged in favor of powerful banks and that it is beyond time for Congress to step up with increased oversight and reforms.

Those new mortgage fees? You may already be paying more.

Real Estate News But buyers with higher credit scores are not footing the bill for those with lower ones, industry experts say.It will probably come as no surprise that residents of Massachusetts pay pretty steep mortgage payments.According to a report released on April 24 by online lending marketplace LendingTree, borrowers in Massachusetts paid the third-highest mortgage payments in the country in the first quarter of 2023, after Hawaii and California.

Ofsted inspectors should hand in badges' to support Ruth Perry, sister says

School leaders who work as Ofsted inspectors should hand in their badges and refuse to be complicit in the watchdog's reign of terror, the sister of a headteacher who took her own life has said.Ruth Perry, headteacher at Caversham Primary School in Reading, Berkshire, died while waiting for an Ofsted report which downgraded her school from the highest rating to the lowest possible.

Hollywood, Both Frantic and Calm, Braces for Writers' Strike

Writers scrambling to finish scripts.Rival late-night-show hosts and producers convening group calls to discuss contingency plans.Union officials and screenwriters gathering in conference rooms to design picket signs with slogans like The Future of Writing Is at Stake!With a Hollywood strike looming, there has been a frantic sprint throughout the entertainment world before 11,500 TV and movie writers potentially walk out as soon as next week.
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#mortgage-rates

Mortgage Rates Could Slip Lower in May

Getty Images Mortgage rates have room to fall in May as the end draws near for this cycle of Federal Reserve rate increases.It's quite possible that this year's mortgage rates already peaked in March.They could gradually drop as unemployment rises, companies become less generous with wage increases and inflation subsides.

Pending home sales fall 5.2% in March

For the first time since November 2022, pending home sales fell in March, posting a 5.2% month-over-month decrease, according to data released Thursday by the National Association of Realtors(NAR).The monthly drop resulted in the Pending Home Sales Index recording a reading of 78.9, down 23.3% year over year.

February pending home sales disappoint, but maybe we're turning a corner?

Don't call it a comeback?Pending home sales rose for the third month in a row in February, but at 0.8%, the uptick over January was less than is typically seen in the run-up to the spring housing market.Month-over-month, contract signings increased in three U.S. regions, but declined in the West, according to the National Association of Realtors.

Mortgage Rates Could Slip Lower in May

Getty Images Mortgage rates have room to fall in May as the end draws near for this cycle of Federal Reserve rate increases.It's quite possible that this year's mortgage rates already peaked in March.They could gradually drop as unemployment rises, companies become less generous with wage increases and inflation subsides.

Pending home sales fall 5.2% in March

For the first time since November 2022, pending home sales fell in March, posting a 5.2% month-over-month decrease, according to data released Thursday by the National Association of Realtors(NAR).The monthly drop resulted in the Pending Home Sales Index recording a reading of 78.9, down 23.3% year over year.

February pending home sales disappoint, but maybe we're turning a corner?

Don't call it a comeback?Pending home sales rose for the third month in a row in February, but at 0.8%, the uptick over January was less than is typically seen in the run-up to the spring housing market.Month-over-month, contract signings increased in three U.S. regions, but declined in the West, according to the National Association of Realtors.
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#inspections

Brutal' Ofsted inspections not fit for purpose, says head teachers' union

Ofsted inspections are a brutal process and they need to change, the vice-president of the National Association of Head Teachers has said.Simon Kidwell believes the framework that underpins the inspection needs redesigning, declaring that it is not fit for purpose and it's not working.Ofsted has been under scrutiny after Ruth Perry, a head teacher at Caversham Primary School in Reading, Berkshire, took her own life in January while awaiting its report which downgraded her school from the highest rating to the lowest.

School leaders' union to ask headteachers to stop working as Ofsted inspectors

Headteachers should stop working as Ofsted inspectors until a pay dispute with the Government is resolved, a school leaders' union has said.An emergency motion on inspections was tabled at the annual conference of the National Association of Head Teachers (NAHT) in Telford on Saturday, following the death of Ruth Perry.

Brutal' Ofsted inspections not fit for purpose, says head teachers' union

Ofsted inspections are a brutal process and they need to change, the vice-president of the National Association of Head Teachers has said.Simon Kidwell believes the framework that underpins the inspection needs redesigning, declaring that it is not fit for purpose and it's not working.Ofsted has been under scrutiny after Ruth Perry, a head teacher at Caversham Primary School in Reading, Berkshire, took her own life in January while awaiting its report which downgraded her school from the highest rating to the lowest.

School leaders' union to ask headteachers to stop working as Ofsted inspectors

Headteachers should stop working as Ofsted inspectors until a pay dispute with the Government is resolved, a school leaders' union has said.An emergency motion on inspections was tabled at the annual conference of the National Association of Head Teachers (NAHT) in Telford on Saturday, following the death of Ruth Perry.
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Union to debate making gender identity guidance more inclusive' in schools

School leaders will debate whether Government guidance on teaching relationships, sex and health education should be changed to be more inclusive for pupils exploring their gender identity.Some schools are being put off from talking about gender identity with pupils as the Department for Education (DfE) guidance on the topic makes it sound scary, an assistant headteacher has said.

UCLA's Jaylen Clark declares for the NBA draft despite serious leg injury

(Ringo H.W. Chiu / Associated Press)

Less than a month after he suffered a serious lower-leg injury that sidelined him for the season's final six games, UCLA's Jaylen Clark declared for the NBA draft.The junior guard who established himself as one of the nation's top defensive players made his announcement Wednesday on Instagram, declining to reveal whether he intended to plunge headlong into the June 22 draft or preserve his final season of eligibility in case he wanted to come back.

Biden urged to consider Build America's impact on affordable housing

A coalition of 24 housing organizations, individual leaders and trade groups, led by the National Housing Conference (NHC), are urging President Joe Biden to exempt affordable housing development and repair from the Build America, Buy America Act (BABA) provisions of the Infrastructure Investment and Jobs Act.

Education Department releases draft version of FAFSA

The first version of what the new Free Application for Federal Student Aid will look like is here, and it's not the short application many have hoped for.It has 46 questions and runs 21 pages, although many students won't have to answer all the questions.Still, a combination of technology and legislative changes should lead to a simpler process to fill out the application, which is essential for students to access need-based federal and state financial aid.
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