#mortgage-quality-control

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#borrower-eligibility #refinance-lending #legal-and-regulatory-compliance #underwriting-defects
Real estate
fromwww.housingwire.com
9 hours ago

ACES report shows mortgage defect rate fell to 1.38% in Q4 2025

Defect rates held steady in 2025, but eligibility-driven and legal/regulatory compliance defects rose, making disciplined documentation and consistent eligibility decisions critical for 2026.
fromwww.housingwire.com
7 months ago

The future of QC: AI, innovation and the human element

The first milestone was moving away from spreadsheets and homegrown systems. In the early 2000s, many lenders were still relying on highly manual processes to manage audits. These approaches weren't scalable and left too much room for human error and inconsistency. The introduction of configurable platforms gave lenders a better way to enforce sampling rules, ensure consistency in audits and improve reporting.
Artificial intelligence
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