#mortgage-lending-costs

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Real estate
fromwww.housingwire.com
2 weeks ago

Experian imposes another price increase on mortgage lenders

Credit report prices for mortgage lenders have increased up to 50% in 2026 as competition intensifies among credit scoring providers following FHFA's approval of VantageScore 4.0 as an alternative to FICO.
fromwww.housingwire.com
2 months ago

FHFA Director Pulte criticizes credit bureau pricing

The MBA's concerns, which were expressed in a letter to Pulte on Dec. 12, 2025, include information from members who reported an increase in credit reporting costs for 2026. The hikes amounted to 40% to 50% on average and included dramatic price increases for the government-sponsored enterprises' mandated tri-merge credit product. The three major bureaus Equifax, Experian and TransUnion collect financial and personal data to create consumer credit files.
US news
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