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#reverse-mortgage

2024 MMI report: HECM remains in the black

The FHA's reverse mortgage program has maintained a positive capital ratio for four consecutive years, showing improved financial stability.

Key reverse mortgage metrics saw an uptick in October even as business remains lukewarm

HECM endorsements rose by 11.1% in October, signaling optimism in the reverse mortgage market.
Positive interest rates and FHA case number assignments are boosting industry performance.

The yo-yo ride for reverse mortgage volume continued in August

The reverse mortgage industry is experiencing a fluctuating performance but remains optimistic about potential lower interest rates.

Longbridge parent lauds reverse lender's contribution in Q2

Longbridge Financial turnaround praised by Ellington executive team in Q2 earnings report.

The month in reverse mortgage rates: August 2024

HECM ARMs dominate the reverse mortgage market due to their flexibility, security, and borrower-friendly features.

FHA head says more housing counselors should have reverse mortgage training

Training more HUD-approved housing counselors will benefit HECM borrowers as interest rates decline, encouraging refinancing and better financial decisions.

2024 MMI report: HECM remains in the black

The FHA's reverse mortgage program has maintained a positive capital ratio for four consecutive years, showing improved financial stability.

Key reverse mortgage metrics saw an uptick in October even as business remains lukewarm

HECM endorsements rose by 11.1% in October, signaling optimism in the reverse mortgage market.
Positive interest rates and FHA case number assignments are boosting industry performance.

The yo-yo ride for reverse mortgage volume continued in August

The reverse mortgage industry is experiencing a fluctuating performance but remains optimistic about potential lower interest rates.

Longbridge parent lauds reverse lender's contribution in Q2

Longbridge Financial turnaround praised by Ellington executive team in Q2 earnings report.

The month in reverse mortgage rates: August 2024

HECM ARMs dominate the reverse mortgage market due to their flexibility, security, and borrower-friendly features.

FHA head says more housing counselors should have reverse mortgage training

Training more HUD-approved housing counselors will benefit HECM borrowers as interest rates decline, encouraging refinancing and better financial decisions.
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#reverse-mortgages

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.
morereverse-mortgages
#home-equity

The month in reverse mortgage rates: October 2024

Older homeowners have options like HECM and HELOC to access home equity, each with distinct benefits and considerations.

At the Hard Rock Hotel, FHA's Gordon talks reverse mortgage observations, possible enhancements

FHA Commissioner Julia Gordon emphasizes the growing importance of the HECM program for financially unprepared seniors.

The month in reverse mortgage rates: October 2024

Older homeowners have options like HECM and HELOC to access home equity, each with distinct benefits and considerations.

At the Hard Rock Hotel, FHA's Gordon talks reverse mortgage observations, possible enhancements

FHA Commissioner Julia Gordon emphasizes the growing importance of the HECM program for financially unprepared seniors.
morehome-equity
#fha

FHA finalizes updates to reverse mortgage debenture interest rates

The FHA's ML 2024-18 updates interest rates for HECM claims and introduces a process for adjusting debenture interest payments.

Sam Valverde on Ginnie Mae's reverse activity and HMBS 2.0

Ginnie Mae is developing HMBS 2.0 to enhance liquidity for FHA's HECM program, following past lender collapses.

FHA finalizes updates to reverse mortgage debenture interest rates

The FHA's ML 2024-18 updates interest rates for HECM claims and introduces a process for adjusting debenture interest payments.

Sam Valverde on Ginnie Mae's reverse activity and HMBS 2.0

Ginnie Mae is developing HMBS 2.0 to enhance liquidity for FHA's HECM program, following past lender collapses.
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