#hecm

[ follow ]
#reverse-mortgage

Reverse mortgage pros sound off on 2025 HECM limit

FHA increase in HECM limit enhances borrowing options for homeowners, though opinions on its impact amid high interest rates vary.

Could Trump's transition delay reverse mortgage policy decisions?

The reverse mortgage industry may experience delays in the implementation of HMBS 2.0 following the political transition post-2024 presidential election.

Rate's Jesse Allen on pushing the reverse division to the next level

Rate's reverse mortgage division has significantly expanded, growing endorsement volume by approximately 870% year-to-date and focusing on the 55-plus demographic.

2024 MMI report: HECM remains in the black

The FHA's reverse mortgage program has maintained a positive capital ratio for four consecutive years, showing improved financial stability.

Key reverse mortgage metrics saw an uptick in October even as business remains lukewarm

HECM endorsements rose by 11.1% in October, signaling optimism in the reverse mortgage market.
Positive interest rates and FHA case number assignments are boosting industry performance.

The yo-yo ride for reverse mortgage volume continued in August

The reverse mortgage industry is experiencing a fluctuating performance but remains optimistic about potential lower interest rates.

Reverse mortgage pros sound off on 2025 HECM limit

FHA increase in HECM limit enhances borrowing options for homeowners, though opinions on its impact amid high interest rates vary.

Could Trump's transition delay reverse mortgage policy decisions?

The reverse mortgage industry may experience delays in the implementation of HMBS 2.0 following the political transition post-2024 presidential election.

Rate's Jesse Allen on pushing the reverse division to the next level

Rate's reverse mortgage division has significantly expanded, growing endorsement volume by approximately 870% year-to-date and focusing on the 55-plus demographic.

2024 MMI report: HECM remains in the black

The FHA's reverse mortgage program has maintained a positive capital ratio for four consecutive years, showing improved financial stability.

Key reverse mortgage metrics saw an uptick in October even as business remains lukewarm

HECM endorsements rose by 11.1% in October, signaling optimism in the reverse mortgage market.
Positive interest rates and FHA case number assignments are boosting industry performance.

The yo-yo ride for reverse mortgage volume continued in August

The reverse mortgage industry is experiencing a fluctuating performance but remains optimistic about potential lower interest rates.
morereverse-mortgage
#retirement-planning

The month in reverse mortgage rates: October 2024

Older homeowners have options like HECM and HELOC to access home equity, each with distinct benefits and considerations.

HECM line of credit option continues to dominate with 93% share

HECM endorsements declined in FY 2024, with the line of credit as the preferred payment option, particularly among single women borrowers.

The month in reverse mortgage rates: October 2024

Older homeowners have options like HECM and HELOC to access home equity, each with distinct benefits and considerations.

HECM line of credit option continues to dominate with 93% share

HECM endorsements declined in FY 2024, with the line of credit as the preferred payment option, particularly among single women borrowers.
moreretirement-planning
#reverse-mortgages

Ginnie Mae releases final term sheet for HMBS 2.0

Ginnie Mae's HMBS 2.0 program aims to improve liquidity and sustainability in the reverse mortgage market through new guidelines and incentives.

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.

Ginnie Mae releases final term sheet for HMBS 2.0

Ginnie Mae's HMBS 2.0 program aims to improve liquidity and sustainability in the reverse mortgage market through new guidelines and incentives.

Reverse educators take on more HECM misconceptions

Reverse mortgage misconceptions can lead to confusion; the line of credit growth is not classified as income but as loan proceeds.
Interactive education helps clarify and dispel myths in reverse mortgage presentations.

Federal housing leaders speak to the need for more reverse mortgage understanding

The complex nature of reverse mortgages necessitates thorough counseling for borrowers and advisers, especially in changing interest rate environments.

The month in reverse mortgage rates: May 2024

Higher expected rates reduce initial HECM funds, while short-term rate increases benefit existing clients. Rising rates impact borrowing capacity and loan balance growth.

Reverse mortgage industry prepares for annual meeting in San Diego

The NRMLA 2024 Annual Meeting and Expo will focus on key topics like HECM for Purchase and feature updates from federal housing officials.
morereverse-mortgages
#fha

FHA finalizes updates to reverse mortgage debenture interest rates

The FHA's ML 2024-18 updates interest rates for HECM claims and introduces a process for adjusting debenture interest payments.

Sam Valverde on Ginnie Mae's reverse activity and HMBS 2.0

Ginnie Mae is developing HMBS 2.0 to enhance liquidity for FHA's HECM program, following past lender collapses.

FHA finalizes updates to reverse mortgage debenture interest rates

The FHA's ML 2024-18 updates interest rates for HECM claims and introduces a process for adjusting debenture interest payments.

Sam Valverde on Ginnie Mae's reverse activity and HMBS 2.0

Ginnie Mae is developing HMBS 2.0 to enhance liquidity for FHA's HECM program, following past lender collapses.
morefha

At the Hard Rock Hotel, FHA's Gordon talks reverse mortgage observations, possible enhancements

FHA Commissioner Julia Gordon emphasizes the growing importance of the HECM program for financially unprepared seniors.
[ Load more ]