#fca-restrictions

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London startup
fromBusiness Matters
5 hours ago

Barclays and Lloyds join FCA's second AI sandbox as banks race to prove their tech credentials

Barclays joins a regulatory AI testing scheme to enhance its technology capabilities in the competitive banking sector.
#fincen
Law
fromwww.housingwire.com
3 hours ago

Fidelity National Financial appeals ruling upholding FinCEN AML rule

FNF's lawsuit against FinCEN challenges a rule requiring detailed reporting on all-cash home purchases, claiming it is arbitrary and causes irreparable harm.
Law
fromwww.housingwire.com
1 week ago

FinCEN proposes new AML rule for financial institutions

FinCEN proposed a rule to reform AML/CFT programs, focusing on effectiveness and reducing compliance burdens for financial institutions.
Law
fromwww.housingwire.com
3 hours ago

Fidelity National Financial appeals ruling upholding FinCEN AML rule

FNF's lawsuit against FinCEN challenges a rule requiring detailed reporting on all-cash home purchases, claiming it is arbitrary and causes irreparable harm.
Law
fromwww.housingwire.com
1 week ago

FinCEN proposes new AML rule for financial institutions

FinCEN proposed a rule to reform AML/CFT programs, focusing on effectiveness and reducing compliance burdens for financial institutions.
#premier-league
UK politics
fromwww.theguardian.com
11 hours ago

Premier League clubs unhappy at rising costs of Independent Football Regulator

Premier League clubs are frustrated with rising costs and uncertainty regarding the Independent Football Regulator's budget and future financial commitments.
UK politics
fromwww.theguardian.com
11 hours ago

Premier League clubs unhappy at rising costs of Independent Football Regulator

Premier League clubs are frustrated with rising costs and uncertainty regarding the Independent Football Regulator's budget and future financial commitments.
Business
fromnews.bitcoin.com
1 day ago

No More Suing: SEC Chair Paul Atkins Swaps Lawsuits for 'ACT' Strategy

SEC Chair Paul Atkins introduced a new 3-pillar ACT strategy to revitalize the agency and attract crypto firms back to the U.S.
SF politics
fromwww.housingwire.com
1 day ago

KBW says Fannie, Freddie privatization window is narrowing

The privatization window for Fannie Mae and Freddie Mac is narrowing, with low odds before the November 2026 midterms.
Poker
fromBusiness Matters
5 days ago

The Gambling Commission's Reforms Separate the Best From the Rest

Five UK online casino operators shut down due to high compliance costs from new regulations, highlighting the impact of increased regulatory burdens on businesses.
UK news
fromwww.bbc.com
4 days ago

Nearly 160,000 uninsured cars seized on UK roads

Nearly 160,000 uninsured cars were seized in the UK last year, the highest in 17 years, with Birmingham being a major hotspot.
Real estate
fromwww.housingwire.com
3 days ago

Portable credit reports could lower costs, but fraud worries persist

Consumer-controlled portable credit reports could reduce costs and repeat pulls, but may increase fraud risk according to credit reporting advocates.
#fca
UK news
fromwww.independent.co.uk
3 weeks ago

Car finance scandal compensation scheme revealed for millions of UK motorists

The FCA has announced a compensation scheme for 12 million drivers mis-sold car loans, with payouts averaging £830.
UK news
fromBusiness Matters
3 weeks ago

Car finance redress bill cut by 2bn as VCA unveils final compensation scheme

The FCA has reduced the expected compensation cost for car finance mis-selling by £2 billion, now estimating £9.1 billion total costs.
Cryptocurrency
fromnews.bitcoin.com
3 days ago

Less Than 1% of Crypto Projects Disclose Market Maker Deals

91% of crypto protocols generate revenue, but less than 1% disclose market maker deals, highlighting transparency issues and risks for investors.
fromBusiness Matters
4 days ago

New Bike Insurance Online for First-Time Buyers in India: A Structured Approach to Getting Started

The insurance policy for bikes is designed to provide financial protection against the risk associated with riding a two-wheeler. As per the Motor Vehicles Act 1988, every two-wheeler in India must have a minimum of third-party cover.
Bicycling
Cars
from24/7 Wall St.
4 days ago

Ford's Staggering 19.5 Million Vehicle Recalls

Ford recalled 19.5 million vehicles, significantly more than any other car company, impacting sales and costing the company billions.
US politics
fromwww.housingwire.com
5 days ago

House lawmakers weigh FCRA changes, CFPB complaint limits

Advancing smaller, bipartisan financial services bills is essential for effective legislation, while maintaining accuracy in credit reporting is crucial for economic mobility.
fromLondon Business News | Londonlovesbusiness.com
5 days ago

UK car industry warns EU plan could hit EV trade and jobs - London Business News | Londonlovesbusiness.com

The Society of Motor Manufacturers and Traders is calling for UK-built vehicles, components and batteries to be granted equivalent status to EU-made products under the proposed 'Made in Europe' framework, arguing that the current draft risks undermining a deeply integrated cross-border industry.
Europe politics
Education
fromwww.independent.co.uk
6 days ago

Thousands of learner drivers to receive refunds over hidden fees

The UK competition watchdog fined AA Driving School and BSM Driving School for illegal drip-pricing practices, ordering refunds for over 80,000 customers.
fromThe Verge
5 days ago

FTC pushes ad agencies into dropping brand safety rules

The Federal Trade Commission (FTC) and a group of eight states have announced a proposed settlement with big ad agencies that will prevent them from working together to avoid certain platforms like X based on their political viewpoints.
Media industry
fromLondon Business News | Londonlovesbusiness.com
5 days ago

Why modern fund formation is no longer a bottleneck - London Business News | Londonlovesbusiness.com

Launching a fund used to be a real test of endurance, with timelines often stretching across many months. The process demanded patience that many ambitious founders found difficult to sustain.
Fundraising
fromwww.housingwire.com
51 minutes ago

CFPB ECOA rule rejects effects test, changes SPCP rules

Under the new language, the CFPB explicitly states that ECOA does not recognize the effects test. But creditors remain liable for intentional discrimination, including the use of facially neutral policies as a pretext for discriminatory practices.
Law
#car-finance
UK news
fromBusiness Matters
3 weeks ago

Ford's FCE Bank sets aside 155m ahead of car finance compensation ruling

Ford's UK finance arm has raised its provisions for car finance mis-selling to £155 million amid a multibillion-pound compensation program.
UK news
fromBusiness Matters
3 weeks ago

Ford's FCE Bank sets aside 155m ahead of car finance compensation ruling

Ford's UK finance arm has raised its provisions for car finance mis-selling to £155 million amid a multibillion-pound compensation program.
fromwww.bbc.com
1 week ago

We have complied with financial rules - West Brom

West Bromwich Albion acknowledges media reports relating to the club's compliance with the EFL's profitability and sustainability (P&S) rules. The club considers that it has fully complied with the P&S rules.
English Premier League
London startup
fromBusiness Matters
4 days ago

Should Every SME Have a PAT Testing Qualification on the Team in 2026?

SMEs can reduce costs and ensure compliance by training in-house staff for PAT testing instead of outsourcing.
London politics
fromwww.bbc.com
1 week ago

At-risk traders anxious despite court reprieve

Traders at Brixton Plaza are fighting eviction to make way for a supermarket, but a High Court injunction has temporarily halted the process.
Digital life
fromBusiness Matters
5 days ago

How Much Are You Spending on Subscriptions? New UK Laws Make Refunds and Cancellations Easier for Consumers

New laws will simplify subscription cancellations, potentially saving consumers £400 million annually by preventing subscription traps.
UK politics
fromTheregister
4 days ago

Capita won troubled UK pensions gig after performance checks

Capita was awarded a £239 million contract for the Civil Service Pension Scheme despite issues causing payment delays for retirees.
#mica
EU data protection
fromnews.bitcoin.com
4 days ago

MiCA Decoded: Your Crypto White Paper Can't Just Be a Gitbook or PDF

A MiCA white paper is a formal regulatory document, not a marketing tool, with strict compliance requirements for crypto-assets in the EU.
EU data protection
fromnews.bitcoin.com
3 weeks ago

MiCA Decoded: 174 Registered CASPs, but Only 14 Can Operate a Centralized Crypto Exchange (CEX)?

Only 14 crypto exchanges are authorized in the EU despite 174 MiCA licenses, revealing unexpected business model distributions across jurisdictions.
EU data protection
fromnews.bitcoin.com
4 days ago

MiCA Decoded: Your Crypto White Paper Can't Just Be a Gitbook or PDF

A MiCA white paper is a formal regulatory document, not a marketing tool, with strict compliance requirements for crypto-assets in the EU.
EU data protection
fromnews.bitcoin.com
3 weeks ago

MiCA Decoded: 174 Registered CASPs, but Only 14 Can Operate a Centralized Crypto Exchange (CEX)?

Only 14 crypto exchanges are authorized in the EU despite 174 MiCA licenses, revealing unexpected business model distributions across jurisdictions.
UK news
fromBusiness Matters
6 days ago

AA ordered to refund 80,000 learner drivers in landmark 'drip pricing' ruling

AA fined £4.2 million for failing to display full lesson costs upfront, impacting over 80,000 learner drivers.
fromArs Technica
1 week ago

No F-150 in France? US automakers complain the EU blocks big trucks.

The average US residential road is 50-feet wide, while European roads are typically between 8.2-10.6 feet wide, highlighting the size disparity of vehicles.
Alternative transportation
Cars
frominsideevs.com
6 days ago

'We Should Not Let Them Into Our Country': Ford CEO On Chinese EVs

Allowing Chinese EVs into the U.S. could devastate American manufacturing and pose cyber risks.
Law
fromwww.housingwire.com
4 days ago

OCC consent order targets VA refis at Federal Savings Bank

The OCC mandates banks to correct practices involving misleading fees and terms in loan advertisements.
fromwww.bbc.com
6 days ago

Former footballers to meet government over 'financial abuse'

Working-class footballers lost hundreds of millions to financial mis-selling, but the V11 group is still being pursued for tax on money they never had.
UK politics
fromLondon Business News | Londonlovesbusiness.com
6 days ago

High street businesses turn to flexible finance as cost pressures bite - London Business News | Londonlovesbusiness.com

Revenue-based finance allows repayments to fluctuate with takings, offering businesses greater flexibility during quieter trading periods. This model is increasingly favored by high street businesses facing financial pressures.
London startup
#crypto-regulation
Cryptocurrency
fromnews.bitcoin.com
1 week ago

SEC and CFTC Fast-Track US Crypto Oversight Using Interpretive Rules to Bypass Lengthy Rulemaking

U.S. regulators are using interpretive rules for faster crypto oversight, prioritizing clarity and reducing barriers for digital asset expansion.
EU data protection
fromnews.bitcoin.com
2 weeks ago

MiCA Decoded: July 1 Is Not the Deadline. For Most Service Providers, It Already Passed

Service providers must secure authorization by July 1, 2026, or cease operations, with many missing jurisdiction-specific application deadlines.
Artificial intelligence
fromwww.housingwire.com
6 days ago

GSE AI governance rules hit lenders and servicers

Fannie Mae and Freddie Mac established new AI governance standards for mortgage lenders, impacting operations beyond underwriting and requiring comprehensive documentation and controls.
fromComputerWeekly.com
1 week ago

UK government accelerates autonomous vehicle development funding | Computer Weekly

The CAM Pathfinder programme is seen as key to realizing the industry's potential, addressing challenges in bringing CAM vehicles to market and providing funding for world-first technologies.
London startup
UK news
fromwww.bbc.com
1 week ago

Ex-Met officer admits role in car insurance scam

An ex-Metropolitan Police officer admitted to participating in a 'crash for cash' scam for financial gain, leading to multiple fraudulent claims.
fromLondon Business News | Londonlovesbusiness.com
1 week ago

Bank threatens UK exit in 750m car finance row, dealing another blow to Rachel - London Business News | Londonlovesbusiness.com

FirstRand has criticized the regulator's intervention into the car finance market as 'disproportionate and unfair', warning that it will now be forced to pay out as much as £750 million to motorists who were mis-sold finance deals.
UK politics
Cryptocurrency
fromnews.bitcoin.com
2 weeks ago

What Japanese Regulators Are Worried About Now: The Oversight Blind Spots Shaping Japan's Crypto Policy Shift

Japan's FSA signals tougher regulations for crypto markets to enhance user protection and address risks associated with speculative assets like meme coins.
UK news
fromwww.independent.co.uk
2 weeks ago

Jaguar EV owners frightened to drive their cars after fire safety warnings issued

Jaguar EV owners face fire safety risks due to thermal overload in batteries, affecting over 26,000 vehicles in the UK.
#ftc-enforcement
Online marketing
fromYahoo News
1 month ago

FTC Tells Car Dealers to Stop Advertising Prices That Don't Reflect Reality

The FTC warned 97 auto dealership groups that advertised prices must include all mandatory fees and reflect actual customer costs, prohibiting deceptive drip pricing practices.
Online marketing
fromYahoo News
1 month ago

FTC Tells Car Dealers to Stop Advertising Prices That Don't Reflect Reality

The FTC warned 97 auto dealership groups that advertised prices must include all mandatory fees and reflect actual customer costs, prohibiting deceptive drip pricing practices.
Online marketing
fromYahoo News
1 month ago

FTC Tells Car Dealers to Stop Advertising Prices That Don't Reflect Reality

The FTC warned 97 auto dealership groups that advertised prices must include all mandatory fees and reflect actual customer costs, prohibiting deceptive drip pricing practices.
Online marketing
fromYahoo News
1 month ago

FTC Tells Car Dealers to Stop Advertising Prices That Don't Reflect Reality

The FTC warned 97 auto dealership groups that advertised prices must include all mandatory fees and reflect actual customer costs, prohibiting deceptive drip pricing practices.
#reproductive-rights
fromwww.independent.co.uk
3 weeks ago
UK politics

Martin Lewis issues urgent advice to millions affected by car finance scandal

The Independent provides critical journalism on various issues, emphasizing the importance of donations to support unbiased reporting without paywalls.
fromwww.independent.co.uk
3 weeks ago
UK news

Car finance compensation scheme: How will redress work and who is eligible?

The Independent provides accessible journalism on critical issues like reproductive rights and financial compensation for mis-sold car loans.
UK politics
fromwww.independent.co.uk
3 weeks ago

Martin Lewis issues urgent advice to millions affected by car finance scandal

The Independent provides critical journalism on various issues, emphasizing the importance of donations to support unbiased reporting without paywalls.
UK news
fromwww.independent.co.uk
3 weeks ago

Car finance compensation scheme: How will redress work and who is eligible?

The Independent provides accessible journalism on critical issues like reproductive rights and financial compensation for mis-sold car loans.
Business
fromFortune
1 month ago

The SEC may be about to blow up the quarterly earnings cycle. Here's why CFOs are nervous. | Fortune

CFOs may need to adapt to potential SEC proposal allowing semiannual financial reporting instead of quarterly, impacting investor relations and governance.
Cryptocurrency
fromnews.bitcoin.com
3 weeks ago

FTC Warns Visa, Mastercard, Paypal, Stripe as Debanking Concerns Shake US Financial Access

Federal regulators are intensifying scrutiny of payment giants over account restrictions that may conflict with consumer expectations and policies.
EU data protection
fromTNW | Ecosystems
1 month ago

DORA compliance: most European financial firms still aren't ready

Europe's financial institutions struggle to comply with the Digital Operational Resilience Act, with many lacking confidence in meeting the 2025 deadline.
Real estate
fromwww.housingwire.com
1 month ago

Verification is the new credit score

The mortgage industry's core challenge is data confidence and reconciliation across multiple independent systems, not processing speed, as traditional credit scores cannot validate the consistency and reliability of increasingly complex data sources.
Business intelligence
fromFortune
1 month ago

Something big is changing in auditing | Fortune

AI will fundamentally redefine auditing over the next three to five years, with internal audit teams increasingly governing AI models while automation saves up to 40% of audit time.
London startup
fromLondon Business News | Londonlovesbusiness.com
1 month ago

How recent regulatory changes are reshaping requirements for high-risk merchant accounts - London Business News | Londonlovesbusiness.com

UK regulators intensified compliance scrutiny for high-risk merchants in London, requiring stricter due diligence, enhanced AML measures, and expanded fraud controls to maintain payment service eligibility.
Law
fromBusiness Matters
1 month ago

HMRC investigations into big businesses now last nearly three and a half years on average

HMRC tax investigations into UK's largest companies average 41 months to resolve, with over 2,100 active cases affecting roughly half of Britain's largest enterprises.
UK politics
fromTheregister
1 month ago

JLR cyber bailout risks dangerous precedent, watchdog warns

The UK's £1.5 billion bailout of Jaguar Land Rover risks creating a troubling precedent for handling major cyber crises without clear criteria.
UK politics
fromBusiness Matters
1 month ago

MPs warn Treasury reforms risk undermining Financial Ombudsman independence

MPs warn that Treasury's proposed FOS reforms risk undermining institutional independence by allowing direct government appointment of the ombudsman chair.
US news
fromwww.housingwire.com
2 months ago

FHFA reports clean GAO audit for fiscal year 2025

FHFA maintained housing finance safety and soundness, upheld effective internal controls, and reported a $199.2 million net position as of Sept. 30, 2025.
Information security
fromSecuritymagazine
2 months ago

How Banks Can Protect Their Most Valuable Asset: Customers

Banks must secure money, property, data, and reputation because incidents—crime, insider misuse, fraud, or IT failures—threaten safety, customer trust, regulatory standing, and brand.
Artificial intelligence
fromTheregister
1 month ago

CMA warns AI agents may not be 'faithful servants'

Agentic AI assistants risk manipulating consumer choices, prioritizing company profits over user interests, and reducing genuine consumer agency in digital markets.
fromTearsheet
2 months ago

The 'discovery' problem in embedded finance - and how OMB Bank found the right fintech partner - Tearsheet

For Missouri-based community bank OMB Bank, finding the right fintech partner used to be a slow, manual process. Executive Vice President and Chief of Staff Jessica Sims recalls working from static PDFs of the bank's preferences, followed by endless back-and-forth emails whenever a fintech expressed interest. The process worked, but painfully slowly, and promising opportunities often slipped through the cracks.
Venture
US news
fromTechCrunch
2 months ago

Exclusive: The SEC closed its investigation into Fisker | TechCrunch

The SEC closed its Fisker investigation in September 2025, about one year after opening, with records identified totaling roughly 21.7 gigabytes.
Business
fromBusiness Matters
2 months ago

Santander attacks FCA 'overreach' as UK car finance scandal bill passes 460m

Santander UK provision for unfair car loan commission rises to £461m while accusing the FCA of overreach and Banco Santander pursues a $12.2bn Webster takeover.
Cars
fromwww.independent.co.uk
2 months ago

Nearly 60 car models to face 5,690 car tax in April check if you are affected

First-year Vehicle Excise Duty will rise in April 2026 for nearly 60 models, with first-year charges reaching up to 5,690 based on CO2 emissions.
fromwww.independent.co.uk
1 month ago

What changes are coming to credit score files and what does it mean for you?

Your credit file (or credit report) is a detailed, six-year history of your borrowing, repayment behaviour, and financial public records. It includes payments for credit cards, loans, mortgages, mobile contracts, and utilities. Lenders check credit files to decide whether to approve applications and what interest rate to offer.
EU data protection
Real estate
fromwww.housingwire.com
2 months ago

How to Comply with FinCEN Without Break Your Operations (or Budget)

FinCEN's Residential Real Estate Rule, effective March 1, 2026, requires title and escrow teams to file file-by-file AML reports and embed compliance into core workflows.
fromFortune
2 months ago

As risk skyrockets, current and former CFOs are in demand for audit committees | Fortune

As audit committees confront a rapidly expanding risk landscape, their role in corporate governance is being reshaped. Boards have often turned to current and former CFOs as independent directors, particularly for audit committees, because of their ability to translate complex operational and financial realities into effective oversight.For example, this month, J. Michael Hansen, former EVP and CFO of Cintas Corporation, was appointed to the audit committee at Paychex.
Business
Law
fromwww.housingwire.com
1 month ago

Trigger leads restrictions rewrite mortgage outreach rules

A new federal law effective March 5 prohibits credit bureaus from selling trigger leads to lenders, significantly reducing unsolicited mortgage solicitations unless consumers opt in or lenders have existing relationships.
Business
fromBusiness Matters
2 months ago

How to Choose Your Forex Broker? A 2026 Guide for UK Investors

Choose a well-regulated, well-capitalized broker that protects client funds and offers negative balance protection to preserve capital and match risk tolerance.
fromSilicon Canals
2 months ago

FICO UK Credit Card Market Report: December 2025 - Silicon Canals

For the second month, low payment rates (33.4%) and high pre-Christmas spending led to rising average balances. These trends signal continued financial stress for consumers, with balances continuing their persistent upward trend seen in recent years. It is expected that payment rates will increase in January as consumers traditionally focus on paying off Christmas spend in the New Year. December typically sees the number of customers missing one payment increase and 2025 was no exception, as consumers prioritised new spending over repaying balances.
Business
UK news
fromCity AM
1 month ago

Banks push for tech giants to share scam ad costs

Social media platforms profit from scam advertisements but contribute nothing to fraud reimbursement costs borne by banks and payment firms.
Law
fromwww.theguardian.com
2 months ago

Why did I get a 100 parking fine when charging my electric car?

Driver received a PCN after charging at a 24-hour Mer EV charger because car-park terms prohibit parking 9pm–6am despite misleading signage.
UK politics
fromwww.theguardian.com
2 months ago

City minister accused of ignoring 2bn car finance tax loophole

City minister Lucy Rigby confirmed banks involved in the car finance scandal can exploit a loophole to avoid about £2bn in corporation tax on compensation.
Law
fromHarvard Business Review
1 month ago

Why the Commonwealth Bank of Australia Opened Up to Customers about Credit Card Risks

Financial institutions can build deeper customer trust by transparently disclosing product downsides alongside benefits, challenging conventional wisdom that favors selective information disclosure.
fromLondon Business News | Londonlovesbusiness.com
1 month ago

What are my rights as a borrower? - London Business News | Londonlovesbusiness.com

Taking out a loan can feel like stepping into unfamiliar territory. Questions pile up fast. How much can they charge me? What happens if I miss a payment? Can they call my workplace? Here's what most borrowers don't realize. Singapore's Moneylenders Act grants you significant legal protections. These aren't suggestions lenders can ignore. They're enforceable rules backed by the Ministry of Law. Every licensed money lender operating in Singapore follows them. No exceptions.
Law
UK politics
fromwww.theguardian.com
2 months ago

Unsustainable' gaps in policing of franchise businesses must end, MPs say

UK government must close oversight gaps in franchise policing and introduce a statutory code with independent enforcement to prevent employment abuses and unfair practices.
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