My father passed away 3 years ago and I'm having trouble getting his 401(k) - is it stuck?Proper estate planning, including beneficiary designations on 401(k)s, is essential to avoid inheritance conflicts.Communication with parents about their wishes can simplify the inheritance process.
I'm in my 50s with a $3 million term life insurance that I don't have a need for - should I keep or cancel it?Term life insurance may no longer be necessary for financially independent individuals.
We're a young family making $250,000 in the Bay Area, but high crime and taxes have us considering a move - should we stay or go?High living costs and crime rates in the Bay Area challenge young families despite high incomes.