Every year, 21 members of my family go on a big vacation. It takes a lot of planning, but it's worth it.Multigenerational family vacations require careful planning and clear communication.Establish a decision-makers group chat to streamline discussions.Align on budget expectations before finalizing vacation plans.
Dave Ramsey says to never do it but I'm liquidating my 401(k) and pay off my debtsIt's inadvisable to cash out 401(k) accounts for debt repayment; long-term savings must be prioritized over short-term financial relief.
Study: Care for one infant costs at least 10% of a family's yearly income in 48 statesChild care costs are a significant financial concern for families, often taking up large portions of their annual income.