fromTearsheet
2 days agoHow Petal founder Andrew Endicott proved alternative credit works, and what he's betting on next - Tearsheet
The credit industry is shifting how it evaluates borrowers. Traditional credit scoring has left over a billion people without access to financial services, but lenders are increasingly turning to alternative data-bank transactions, spending patterns, real-time financial behavior-to make more informed decisions about creditworthiness.
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