#credit-bureaus

#credit-bureaus

The move comes as credit report costs are expected to rise by about 50% in 2026, marking the fourth consecutive year of increases, according to resellers who spoke with HousingWire. The rising costs are tied to reports that originate with FICO data and flow through the three major credit bureaus Experian, Equifax and TransUnion. Pennymac said the fee waiver applies only to credit reports issued by the lender on new loans with application dates between Dec. 1 and Dec. 31.