The report contends that the lower rungs of the middle class shrank because more Americans got richer, with 31% of families classified as upper middle class in 2024.
I was 17 when I went to study law in UCD in 1990. At school in Boyle, Co Roscommon, I was interested in science and biology, but I did not take up the CAO offer to study genetics in Queen's as I was scared of maths.
Work, in the words of Karl Marx, is a "means of life" in two senses. It is, first of all, an instrument for human life. It is the activity by which we reproduce ourselves from day to day, from year to year, from generation to generation. But work also forms, so to speak, much of the matter of human life, at least for most people in any society with which we are familiar.
"Finding good help is so difficult these days." I nearly choked on my coffee the first time I heard this at a dinner party. The speaker was lamenting how their cleaner had rescheduled, throwing off their entire week. Meanwhile, most working class families I know clean their own homes after pulling double shifts, often with kids in tow. What really gets me is when they complain about these services in front of people who could never afford them.
After spending years in corporate London, rubbing shoulders with people from every economic bracket, I've noticed something fascinating: The truly wealthy operate by a completely different playbook. Things that middle-class professionals proudly display as badges of success? The genuinely affluent find them, well, rather tasteless. It's about understanding that real wealth whispers while new money shouts. Trust me, coming from a working-class background outside Manchester, learning these unwritten rules was like decoding a secret language.
Growing up outside Manchester, I remember watching my mum count out exact change at the supermarket checkout, keeping a running total in her head as she shopped. Meanwhile, my university roommate would just toss things in his trolley without a second thought. That's when it hit me: Financial security isn't just about having money. It's about the mental space that money creates.
income‑based divergence in spending and wage growth persists, and we are concerned that a 'K' shape is opening up between higher-income households and middle-income households, alongside the existing gap with lower-income households.
Growing up outside Manchester, I thought everyone kept their tea bags to use twice. It wasn't until I was at university, sitting in a friend's kitchen in London, that I realized this wasn't normal. My friend watched in horror as I carefully squeezed out my used tea bag and placed it on a saucer for later. "What are you doing?" he asked, genuinely confused.
That's when it hit me: There are certain phrases that instantly reveal someone grew up with money, even when they're not trying to flex. These verbal tells slip out in everyday conversation, painting a picture of childhoods filled with private schools, summer homes, and trust funds without ever mentioning a single dollar amount. After interviewing over 200 people throughout my career, from startup founders to researchers studying social behavior, I've noticed these linguistic patterns repeatedly. They're not necessarily bad or good, just revealing.
You know that split-second pause when someone asks what you do for a living at a party? That momentary calculation where you decide whether to say "I'm a writer" or "I work in content creation" or maybe throw in something about "behavioral analysis"? I've been there more times than I can count, and it got me thinking about all the tiny choices we make that secretly broadcast who we are, or who we want people to think we are.
