#child-investment-savings

[ follow ]
#retirement-planning #personal-finance #financial-planning #financial-literacy #money-management #401k
fromwww.theguardian.com
15 hours ago

Campaign launched to reunite young Britons with forgotten savings accounts

Hundreds of thousands of young people in this country don't know they have a CTF, let alone how to access it. Some will have a couple of thousand pounds sat there that would really help them as they begin adult life.
Fundraising
#retirement-savings
Retirement
fromFortune
14 hours ago

Nearly half of working-age Americans don't have a retirement account-even 40% of workers nearing their 60s don't have any money stored away | Fortune

Many American workers lack retirement savings, with nearly half of private sector employees without a retirement account.
Retirement
from24/7 Wall St.
1 day ago

9 Expenses to Cut the Week You Turn 65 Before They Cost You Another $30K

Cutting unnecessary expenses at 65 can save $25,000 to $30,000 annually, extending retirement savings significantly.
Retirement
fromFortune
14 hours ago

Nearly half of working-age Americans don't have a retirement account-even 40% of workers nearing their 60s don't have any money stored away | Fortune

Many American workers lack retirement savings, with nearly half of private sector employees without a retirement account.
Retirement
from24/7 Wall St.
1 day ago

9 Expenses to Cut the Week You Turn 65 Before They Cost You Another $30K

Cutting unnecessary expenses at 65 can save $25,000 to $30,000 annually, extending retirement savings significantly.
more#retirement-savings
UK news
fromwww.independent.co.uk
21 hours ago

Meet Savvy the Squirrel - the government's answer to get you investing

The Independent provides accessible journalism on critical issues, supported by donations, while the UK launches an investment initiative featuring Savvy the Squirrel.
Cars
fromIndependent
2 hours ago

'We saved 4,000' - how much could you keep in your pocket if you ditched the car for a year?

Rising fuel prices are impacting household budgets, prompting families to reconsider their transportation choices.
#preschool-enrollment
Education
fromFortune
12 hours ago

America actually listened to the parental childcare crisis with record number of 4-year-olds in state preschool | Fortune

State-funded preschool enrollment for 4-year-olds reached record highs, driven by universal access and significant funding, but access remains uneven across states.
Education
fromFortune
1 day ago

Record numbers of kids are enrolling in state-funded preschool as Trump pushes states to cover costs amid federal funding for wars | Fortune

State-funded preschool enrollment reached record highs, but access remains uneven across states despite significant funding and expansion efforts.
Education
fromFortune
12 hours ago

America actually listened to the parental childcare crisis with record number of 4-year-olds in state preschool | Fortune

State-funded preschool enrollment for 4-year-olds reached record highs, driven by universal access and significant funding, but access remains uneven across states.
Education
fromFortune
1 day ago

Record numbers of kids are enrolling in state-funded preschool as Trump pushes states to cover costs amid federal funding for wars | Fortune

State-funded preschool enrollment reached record highs, but access remains uneven across states despite significant funding and expansion efforts.
more#preschool-enrollment
Psychology
fromMail Online
1 day ago

What's YOUR 'money type'? Scientists say there are 3 financial styles

Money behavior types influence financial habits, with three distinct styles: Financial Explorers, Habitual Savers, and The Disengaged.
Digital life
fromFortune
1 day ago

Gen Z is doing (almost) everything right with money-and still getting burned | Fortune

Gen Z faces significant financial challenges but demonstrates improved saving and investing habits compared to previous generations.
#child-care
NYC parents
fromTruthout
1 day ago

Heritage Foundation Wants to "Save the Family" by Further Undermining Child Care

The Heritage Foundation's new policy platform aims to steer mothers out of the workforce and promote early marriage through various policy changes.
Education
fromLos Angeles Times
2 days ago

LAUSD seeks to expand affordable child care by using spare classrooms, shuttered centers

LAUSD plans to double infant care centers to address affordability and boost enrollment in district schools.
NYC parents
fromTruthout
1 day ago

Heritage Foundation Wants to "Save the Family" by Further Undermining Child Care

The Heritage Foundation's new policy platform aims to steer mothers out of the workforce and promote early marriage through various policy changes.
Education
fromLos Angeles Times
2 days ago

LAUSD seeks to expand affordable child care by using spare classrooms, shuttered centers

LAUSD plans to double infant care centers to address affordability and boost enrollment in district schools.
more#child-care
Marketing
fromwww.theguardian.com
1 day ago

City firms bank on savvy' advertising campaign to push Brits towards investing

A government-backed campaign featuring a CGI squirrel aims to encourage British savers to invest rather than keep cash savings.
Relationships
fromwww.businessinsider.com
1 day ago

My husband won't help me manage our money, but he's full of opinions about how I spend it. Am I wrong to ignore him?

Disengagement in financial matters leads to conflict over household decisions and opinions in relationships.
#budgeting
Bootstrapping
fromBuzzFeed
4 days ago

We Asked This Personal Finance Expert For Budget Advice, And His Tips Are Honestly So Helpful

Keep budgeting simple and adaptable to ensure consistency and effectiveness.
Bootstrapping
fromBuzzFeed
4 days ago

We Asked This Personal Finance Expert For Budget Advice, And His Tips Are Honestly So Helpful

Keep budgeting simple and adaptable to ensure consistency and effectiveness.
more#budgeting
fromMoneyLion
4 days ago

Steps To Building Wealth Over Five Years

"Learning a valuable skill can drastically increase your earning potential. I've seen clients master skills like coding or digital marketing and significantly boost their incomes."
Growth hacking
Higher education
fromFortune
4 days ago

Parents are so panicked about the job market they're paying career coaches $15,000 years before their kids graduate from college | Fortune

Parents are investing thousands in career coaching for their college-bound children to navigate a challenging job market.
New York City
fromwww.amny.com
4 days ago

Mamdani and Obama sing to toddlers in the Bronx as mayor pushes free childcare | amNewYork

Mamdani and Obama promote free childcare in NYC, emphasizing investments in early childhood education during a visit to a Bronx child care center.
Wellness
fromBuzzFeed
5 days ago

"It's Paid For Itself Over And Over": 23 Things People Bought That Help Them Save Money

Investing in practical items can lead to significant savings and improved quality of life.
#money-anxiety
Mental health
fromSilicon Canals
6 days ago

People who grew up in houses where money was a source of tension often become adults who can afford things comfortably but still feel a small flinch at the register, and the flinch isn't financial anymore, it's a nervous system that never got the memo that the emergency is over. - Silicon Canals

Money anxiety often stems from childhood experiences rather than current financial situations, affecting emotional responses to spending.
Mental health
fromSilicon Canals
1 month ago

People who genuinely understand money but still feel broke aren't bad with finances. They grew up in a system where having enough was redefined every time they relaxed, so their brain permanently registers stability as the moment before loss. - Silicon Canals

Money anxiety stems from childhood experiences of financial instability where relief was followed by new crises, not from financial illiteracy or lack of knowledge.
Mental health
fromSilicon Canals
6 days ago

People who grew up in houses where money was a source of tension often become adults who can afford things comfortably but still feel a small flinch at the register, and the flinch isn't financial anymore, it's a nervous system that never got the memo that the emergency is over. - Silicon Canals

Money anxiety often stems from childhood experiences rather than current financial situations, affecting emotional responses to spending.
Mental health
fromSilicon Canals
1 month ago

People who genuinely understand money but still feel broke aren't bad with finances. They grew up in a system where having enough was redefined every time they relaxed, so their brain permanently registers stability as the moment before loss. - Silicon Canals

Money anxiety stems from childhood experiences of financial instability where relief was followed by new crises, not from financial illiteracy or lack of knowledge.
more#money-anxiety
fromwww.businessinsider.com
5 days ago

I used an $80,000 inheritance from my uncle to start a business. Years later, we're approaching $1 million in revenue.

When I made it through the initial months of the pandemic working in luxury retail, I thought I was safe. I even spent some money on renovating my deck and outdoor space at home. I was stunned when, in September 2020, my position was eliminated.
Real estate
fromThe Washington Post
6 days ago

What parents need to know about 'Normal,' 'Margo's Got Money Troubles' and more

Normal showcases extreme violence, including characters being stabbed, shot, and subjected to graphic injuries, alongside strong language and themes of parental abuse and suicide.
Humor
#retirement-planning
Retirement
fromwww.housingwire.com
9 hours ago

Retirement confidence declines as worries grow over rising costs

Many retirees and workers are concerned about the future of the U.S. retirement system and the impact of rising costs on retirement planning.
Retirement
from24/7 Wall St.
18 hours ago

What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working

Asymmetrical retirement readiness between spouses creates financial complications that require careful planning and strategy.
Retirement
from24/7 Wall St.
17 hours ago

What Retirement Really Looks Like at 60 With $2.3 Million and a Mortgage Still on the Books

Retiring with a mortgage can complicate financial decisions, balancing investment growth against cash flow needs.
Retirement
from24/7 Wall St.
1 week ago

This is how much you should have saved by 65 - are you behind or ahead?

The focus should be on having enough liquid, investable money to support your planned retirement lifestyle, not just a magic number.
Healthcare
from24/7 Wall St.
2 months ago

Your Parents Have $0 Saved for Retirement, Here's What to Do Next

Assess parents' finances, locate forgotten retirement accounts, maximize catch-up contributions, delay Social Security where possible, and plan for rising healthcare and Medicare costs.
Real estate
fromFast Company
2 months ago

Follow these 8 tips to feel secure about your money in retirement

Replace retirement fear of running out of money by eliminating tax uncertainty, securing guaranteed income for essentials, and protecting savings from catastrophic care costs.
Retirement
fromwww.housingwire.com
9 hours ago

Retirement confidence declines as worries grow over rising costs

Many retirees and workers are concerned about the future of the U.S. retirement system and the impact of rising costs on retirement planning.
Retirement
from24/7 Wall St.
18 hours ago

What Retirement Really Looks Like With $4.5 Million When One Spouse Wants to Keep Working

Asymmetrical retirement readiness between spouses creates financial complications that require careful planning and strategy.
Retirement
from24/7 Wall St.
17 hours ago

What Retirement Really Looks Like at 60 With $2.3 Million and a Mortgage Still on the Books

Retiring with a mortgage can complicate financial decisions, balancing investment growth against cash flow needs.
Retirement
from24/7 Wall St.
1 week ago

This is how much you should have saved by 65 - are you behind or ahead?

The focus should be on having enough liquid, investable money to support your planned retirement lifestyle, not just a magic number.
more#retirement-planning
fromEngadget
2 days ago

Cash App now supports accounts for kids 6-12

Cash App's new parent-managed accounts provide a dedicated platform for parents to send allowances, set aside savings, and track their child's spending, promoting financial independence from a young age.
NYC parents
Digital life
fromWIRED
5 years ago

7 Apps to Help You Trim Down Subscriptions-and Save Money

Apps can help track and manage recurring subscriptions, ensuring users only pay for what they need.
Psychology
fromSilicon Canals
3 days ago

5 things people who grew up lower middle class quietly do as adults that look strange until you understand the logic behind them - Silicon Canals

Lower middle class upbringing shapes adults' financial behaviors and anxieties, leading to habits like maintaining hidden emergency accounts.
UK news
fromwww.independent.co.uk
3 days ago

Consumers face record savings options in final year of 20,000 cash ISA allowance

The Independent provides accessible journalism on critical issues, supported by donations, while highlighting the rise in savings accounts and interest rates in the UK.
Bootstrapping
from24/7 Wall St.
4 days ago

'This Is Highway Robbery': George Kamel Blasts Family Member's Investment Fees

A proposed 20% profit share by Dan's uncle is considered excessive compared to standard investment management fees.
Real estate
fromIndependent
6 days ago

'Switching could save someone over 200 a month' - money experts share the mortgage repayment hacks more people should know about

Homeowners can reduce their mortgage costs through various strategies suggested by money experts.
Digital life
fromFinbold
3 days ago

Why You Don't Actually Own The Money You Own

You do not truly own your bank balance; banks control access to your money, making you an unsecured creditor.
Psychology
fromPsychology Today
3 days ago

Do You Want Your Kids Arguing Like a Politician?

Social media influences children's understanding of conflict and behavior more than unrealistic beauty standards do.
Real estate
from24/7 Wall St.
6 days ago

Put $10,000 Into These High-Yield Dividend Stocks and Collect Passive Income Year After Year

Dividend-paying assets provide reliable cash flow regardless of market conditions.
Mental health
fromSilicon Canals
2 weeks ago

I grew up lower middle class and the thing nobody explains is how the financial anxiety doesn't leave when the money arrives. You can have six months of savings and still feel the phantom weight of an empty account because your nervous system was calibrated in a house where the math never quite worked and it stored that frequency permanently - Silicon Canals

Chronic stress from childhood financial instability affects adult behavior and emotional responses to money.
fromIndependent
3 days ago

'It's a tool, not a trophy' - what would money experts do if they received a windfall of 10,000?

Some financial experts recommend enjoying a portion of the windfall while allocating the rest towards savings or investments to ensure long-term benefits.
Retirement
Bootstrapping
fromFortune
1 week ago

How to get out of debt: 9 proven strategies that actually work | Fortune

Identifying the causes of debt is essential for effective elimination strategies.
Education
from24/7 Wall St.
1 week ago

Clark Howard Says Dump Your Coverdell ESA for a 529 Plan: Here's Why

The Coverdell ESA is largely considered obsolete compared to the more flexible 529 college-savings plan.
Psychology
fromSilicon Canals
2 weeks ago

I grew up in a house where money was discussed in whispers and spent in silence, and it took me thirty years to understand that the secrecy wasn't about the money. It was about the shame. And by the time I realized those were different things, I had already inherited both. - Silicon Canals

Secrecy about finances in families often stems from shame rather than a lack of information, impacting children's understanding of money.
#retirement
from24/7 Wall St.
2 days ago
Retirement

Just Five Dividend Stocks Transform $500,000 Into $3,100 a Month in Retirement Income

A $500,000 portfolio in five income-focused stocks can yield about $37,000 annually, exceeding many Social Security payments.
Retirement
from24/7 Wall St.
5 days ago

I'm in my mid-50s with $10 million saved, why can't I pull the trigger on retirement?

A substantial nest egg may not guarantee a smooth transition to retirement, as personal fulfillment and lifestyle choices play crucial roles.
Retirement
from24/7 Wall St.
2 days ago

Just Five Dividend Stocks Transform $500,000 Into $3,100 a Month in Retirement Income

A $500,000 portfolio in five income-focused stocks can yield about $37,000 annually, exceeding many Social Security payments.
Retirement
from24/7 Wall St.
5 days ago

I'm in my mid-50s with $10 million saved, why can't I pull the trigger on retirement?

A substantial nest egg may not guarantee a smooth transition to retirement, as personal fulfillment and lifestyle choices play crucial roles.
more#retirement
Psychology
fromSilicon Canals
2 weeks ago

9 subtle behaviors that reveal someone grew up in a household where money was discussed in whispers, and why those behaviors persist long after financial security has arrived - Silicon Canals

Financial behaviors are shaped by early experiences and trauma, not just knowledge or information gaps about money.
from1500 Days to Freedom
6 days ago

What FIRE People Won't Tell You - 1500 Days to Freedom

Being financially independent is a truly stunning and incredible circumstance. It gives you autonomy: You love your job? Great! Stay there and throw some more dollars on the pile!
Retirement
#401k
Retirement
from24/7 Wall St.
4 weeks ago

This One 401(k) Move Most People Never Make Could Cost Them Over $100,000

Auto-escalation in 401(k) contributions can significantly increase retirement savings, potentially adding over $100,000 by age 70.
Bootstrapping
from24/7 Wall St.
4 weeks ago

The 401(k) Mistake Costing Average Americans $200,000 at Retirement

Low default contribution rates in 401(k) plans lead to significant retirement savings shortfalls due to employee inertia.
Retirement
from24/7 Wall St.
3 weeks ago

What Your Employer Doesn't Tell You About Your 401(k) Match

Employer 401(k) matching contributions are often subject to vesting schedules that can result in significant forfeiture if employees leave before a certain period.
Retirement
from24/7 Wall St.
3 weeks ago

This Simple 401(k) Setting Most People Have Never Touched

Neglecting to rebalance a 401(k) can lead to unintended risk exposure, especially during bull markets.
Retirement
from24/7 Wall St.
4 weeks ago

This One 401(k) Move Most People Never Make Could Cost Them Over $100,000

Auto-escalation in 401(k) contributions can significantly increase retirement savings, potentially adding over $100,000 by age 70.
more#401k
Psychology
fromSilicon Canals
3 weeks ago

People who grew up calculating whether they could afford both the drink and the entree before anyone else sat down don't stop doing that math when they earn six figures. The arithmetic isn't financial anymore. It's a loyalty ritual to a younger version of themselves who promised never to be caught without an exit. - Silicon Canals

Child poverty in the U.S. leads to adult poverty more than in Denmark, Germany, the UK, or Australia, with lasting effects beyond financial circumstances.
Retirement
from24/7 Wall St.
1 week ago

We're 65 With $3.9 Million. Should We Give Our Adult Children Their Inheritance Now to Pay for Daycare and Buy a Home?

Gifting wealth to adult children can provide immediate financial relief, but it must not jeopardize retirement security.
Retirement
from24/7 Wall St.
1 week ago

How a 401(k) Helps Your Social Security Benefits Go Further

Maximizing Social Security benefits is crucial, and a 401(k) can provide the flexibility to delay claiming for higher payouts.
Online learning
fromAol
1 month ago

12 Simple Skills To Make Money You Can Learn in Less Than a Year

Learning in-demand business skills in under a year increases earning potential, career advancement, and negotiating power with employers across multiple industries.
Fundraising
fromSilicon Canals
1 month ago

I've been putting money into my daughter's savings account every month for 22 years without telling her - and the plan was always to give it to her when she needed it most, but the thing nobody warns you about secret generosity is that you start to need the secret more than she needs the money - Silicon Canals

A father's twenty-two-year secret savings account for his daughter evolved from genuine protection into a source of personal identity and validation, revealing how hidden acts of care can become about the giver rather than the recipient.
#trump-accounts
fromBusiness Insider
1 month ago
Higher education

I'm a financial planner and dad. A Trump Account isn't the right choice for me but it could be for you - here's why.

fromBusiness Insider
1 month ago
Higher education

I'm a financial planner and dad. A Trump Account isn't the right choice for me but it could be for you - here's why.

more#trump-accounts
Parenting
fromSlate Magazine
2 months ago

We're Giving Our Son Something Most of His Friends Could Never Dream of Having. Uh, Now He Wants to Know Why.

Explain financial advantage as privilege, name other forms (race, ability, gender), and have simple, age-appropriate conversations to foster understanding and empathy.
Miscellaneous
from24/7 Wall St.
1 month ago

The A Basic Habit Doubles Retirement Savings, Yet 80% of Americans Skip It

Americans' savings rate dropped to 4.2% in Q3 2025, the lowest in nearly two years, costing households hundreds of thousands in lifetime wealth through lost compound growth.
Social justice
fromSilicon Canals
2 months ago

9 things children of lower middle class families understood by age 8 that wealthy kids don't figure out until someone tells them in their 30s - Silicon Canals

Childhood financial scarcity teaches lifelong money caution, shapes spending habits, and creates class-based differences in understanding affordability and choice.
#childhood-scarcity
fromSilicon Canals
2 months ago
Silicon Valley

The 8 money habits that quietly reveal someone grew up in a household where there was never quite enough - Silicon Canals

fromSilicon Canals
2 months ago
Psychology

9 phrases lower-middle-class kids heard at the grocery store that shaped their entire relationship with money - Silicon Canals

fromSilicon Canals
2 months ago
Silicon Valley

The 8 money habits that quietly reveal someone grew up in a household where there was never quite enough - Silicon Canals

fromSilicon Canals
2 months ago
Psychology

9 phrases lower-middle-class kids heard at the grocery store that shaped their entire relationship with money - Silicon Canals

more#childhood-scarcity
Mindfulness
fromSilicon Canals
2 months ago

7 things working-class people do with money that wealthy people secretly wish they'd learned - Silicon Canals

Working-class people track every penny, find joy without spending, prioritize essentials, avoid lifestyle inflation, and build financial resilience through discipline and resourcefulness.
Startup companies
fromBusiness Insider
2 months ago

The biggest mistakes these centimillionaires made raising their kids with money - and how to fix them

Couple with minimal formal education builds wealth through hard work, curiosity, entrepreneurship, persistence, and family-driven determination.
Relationships
fromPsychology Today
1 month ago

Our Parents Don't Have 401(k)s, They Have Children

Immigrant parents prioritized investing in their children's education and opportunities over personal retirement savings due to economic constraints and survival needs, creating an implicit expectation that the next generation would provide financial support.
Cooking
fromSilicon Canals
2 months ago

10 lower-middle-class behaviors that look ordinary but actually build more security than high incomes - Silicon Canals

Frugal, practical habits—home cooking, repairing items, conserving resources—create durable financial resilience that withstands job loss, recessions, and emergencies.
US politics
fromwww.independent.co.uk
2 months ago

Cash-strapped parents unable to pay into Junior ISA accounts

Nearly one million Junior ISA accounts received no contributions in 2023-24, reflecting rising financial strain on families amid growing account inactivity.
#personal-finance
fromSilicon Canals
2 months ago
Silicon Valley

8 habits that seem financially responsible but are actually the exact things keeping lower middle class families stuck forever - Silicon Canals

fromBusiness Insider
2 months ago
Relationships

I'm on top of my finances, but my partner couldn't care less about hers. How do I convince her to take this seriously?

fromSilicon Canals
2 months ago
Retirement

If you do these 7 things to save money, you have a level of financial discipline most people lack - Silicon Canals

fromSilicon Canals
2 months ago
Silicon Valley

8 habits that seem financially responsible but are actually the exact things keeping lower middle class families stuck forever - Silicon Canals

fromBusiness Insider
2 months ago
Relationships

I'm on top of my finances, but my partner couldn't care less about hers. How do I convince her to take this seriously?

fromSilicon Canals
2 months ago
Retirement

If you do these 7 things to save money, you have a level of financial discipline most people lack - Silicon Canals

more#personal-finance
Miscellaneous
from24/7 Wall St.
1 month ago

The Counterintuitive Secret to Generational Wealth

Passive investors who remain invested long-term consistently outperform active traders who frequently buy and sell, as staying invested captures compound growth and avoids missing the market's best days.
Psychology
fromSilicon Canals
1 month ago

Children who grew up in homes where money was tight but never discussed openly usually become adults who display these 8 financial behaviors even after they're financially stable - Silicon Canals

Childhood financial experiences, particularly the silence around money struggles, create lasting patterns that influence financial decision-making and behavior throughout adulthood, even after achieving financial stability.
UK news
fromwww.independent.co.uk
2 months ago

Fear of investing mistakes could cost Millennial women almost 500,000 in retirement

Fear of investing and existing pay differences could leave women, especially Millennials and Gen Z, with substantially less retirement savings than men.
Miscellaneous
fromFast Company
1 month ago

'Your Rich BFF' Vivian Tu shares her top 4 personal finance tips

Vivian Tu, a Wall Street trader turned financial educator with 10 million social media followers, provides accessible personal finance advice through entertainment and practical tips on salary negotiation, debt management, and investing.
Psychology
fromPsychology Today
1 month ago

You've Given Your Power to Money, but You Can Take It Back

People unconsciously project internal qualities like security, love, and worth onto money, and reclaiming these projections through a three-step process transforms both income and identity.
#financial-literacy
Retirement
fromIndependent
1 month ago

'I often think about how much further ahead I could have been' - money experts share the financial advice they wish they knew when they were younger

Financial experts identify critical money management topics—inflation, taxes, pensions, and investing—that schools fail to teach, leaving young people unprepared for adult financial decisions.
Retirement
fromIndependent
1 month ago

'The reality is you will almost never build real wealth from salary alone' - money experts share the financial advice they wish they knew when they were younger

Financial experts identify critical money management topics—inflation, taxes, pensions, and investing—that schools fail to teach, leaving young people unprepared for adult financial decisions.
Retirement
fromIndependent
1 month ago

'I often think about how much further ahead I could have been' - money experts share the financial advice they wish they knew when they were younger

Financial experts identify critical money management topics—inflation, taxes, pensions, and investing—that schools fail to teach, leaving young people unprepared for adult financial decisions.
Retirement
fromIndependent
1 month ago

'The reality is you will almost never build real wealth from salary alone' - money experts share the financial advice they wish they knew when they were younger

Financial experts identify critical money management topics—inflation, taxes, pensions, and investing—that schools fail to teach, leaving young people unprepared for adult financial decisions.
more#financial-literacy
[ Load more ]