#capital-gains-offsets

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Retirement
from24/7 Wall St.
3 days ago

The Tax-Loss Harvest That Cost a 66-Year-Old Retiree $2,400 in Wash-Sale Penalties She Never Saw Coming

A wash-sale rule can disallow IRA tax-loss harvesting when substantially identical shares are repurchased within 30 days via DRIP, reducing expected tax savings and compounding.
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