Capchase raises $200M for AI-powered vendor financing

Capchase is a vendor financing platform for enterprise technology purchases that embeds lending directly into vendor sales workflows. The platform targets deal delays caused by buyer CFO cash preservation needs and budget-cycle timing. Capchase operates natively inside Salesforce, where enterprise sales teams already work, and reports that 97% of lending applications are vetted and approved in under 30 seconds. The company combines lender capital with software speed by functioning as both lender and lending infrastructure. New funding supports global scaling and an AI product called Agentic Lending Coordinator that gathers quotes and documents, converts them into executable loan packages, and coordinates multi-party collaboration through signing, compressing an eight-hour process into about 60 seconds.

"Capchase, a New York-based vendor financing platform for enterprise technology companies, has raised more than $200 million in new funding to scale its embedded lending infrastructure globally. The round, a mix of debt warehouse facilities and equity from institutional investors, is the company's largest to date and reflects growing demand for financing tools that can keep pace with modern B2B sales cycles."

"Capchase says 97% of its lending applications are vetted and approved in under 30 seconds. That speed comes from building the platform natively inside Salesforce, where most enterprise sales teams already operate. The company describes itself as the only platform that functions as both the lender and the lending infrastructure, combining the capital that banks provide with the speed that software enables."

"The funding will also support the rollout of a new product the company calls its Agentic Lending Coordinator. The AI agent collects quotes, purchase orders, emails, and other documents, then converts them into an executable loan package. It manages multi-party collaboration between vendors, channel partners, and buyers from package review through signing."

Read at TNW | Fintech-Ecommerce