
"Hunt says she "couldn't afford" health insurance without the subsidies she receives through the Affordable Care Act. "I'd have to cancel my insurance," Hunt told CBS News, joking that her insurance would consist of "thoughts and prayers." "That's pretty much it, that's all I have," she adds. Hunt survived breast cancer three years ago and was laid off from her job earlier this year. Without the federal help, she says her ACA premium would jump to about $700 per month."
"The number of people who enrolled in ACA marketplace health insurance plans doubled from 11 million in 2020 to more than 24 million in 2025, largely because of those subsidies, according to KFF Health News. The Congressional Budget Office estimates that 3.8 million Americans won't be able to afford health insurance without the tax credits by 2035, including two million by next year. Without the credit, the average ACA premium would double by about 114%, KFF Health News says."
Republican and Democratic lawmakers remain deadlocked over reopening the government because Democrats want ACA premium tax credits extended while Republicans demand reopening first. Millions depend on the subsidies, and enrollment in ACA marketplace plans rose from 11 million in 2020 to more than 24 million in 2025 after the American Rescue Plan Act expanded credits. The Congressional Budget Office estimates 3.8 million Americans will be unable to afford coverage by 2035 without the credits, including two million by next year. Premiums would roughly double without the subsidy, increasing financial strain, delaying care, and raising emergency room use.
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