"Every day at Encore Community Services in Midtown Manhattan, I meet older New Yorkers who worked their whole lives and now face an impossible choice. They can drain their savings to pay for home care, or try to live without the help they need to stay safe at home. Medicaid, the public insurance program for people with very low incomes, will pay for long-term home care."
"Now, New York has a chance to fix part of that gap. New York State Senate Bill S7077, which passed the Legislature this year and awaits Gov. Kathy Hochul's signature, would remove the client fees for the state's Expanded In-Home Services for the Elderly Program, or EISEP. The program provides home care for people who don't qualify for Medicaid. If signed, the bill would make those services free for thousands of older adults who currently pay out of pocket."
"Some days, the pain is so severe she can't get out of bed. She earns just above the Medicaid income limit, so she doesn't qualify for assistance, and the cost of private home care is far beyond reach. When we calculated her fee for New York's EISEP home-care program, it came to more than $1,200 a month-a full third of her income."
Thousands of middle-income older New Yorkers earn too much to qualify for Medicaid yet lack resources to pay privately for necessary home care. Medicare does not cover long-term home care, leaving many to choose between draining savings or living without essential help. New York State Senate Bill S7077 would remove client fees for the Expanded In-Home Services for the Elderly Program (EISEP), making up to 20 hours per week of home care free for thousands who currently pay out of pocket. For many individuals, the cost savings would determine whether they can remain safely at home.
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