New cash ISA emerges with best rate on the market but there's a catch

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"There is a new table-topping cash ISA on the market offering a hefty 4.5 per cent interest on your money but you need a minimum of 10,000 to open it. Approaching the end of the financial year, it's not uncommon to see rival ISA providers try to one-up each other by bumping rates by small, incremental amounts, attempting to entice new customers before everyone's 20,000 annual limit resets."

The Independent solicits donations to fund on-the-ground reporting across issues such as reproductive rights, climate change and Big Tech and to maintain open access without paywalls. The Independent emphasizes the role of reporters in speaking to both sides and positions donations as essential to keeping journalists deployed. In the savings market, a new cash ISA from Prosper offers a 4.5 per cent interest rate and flexibility to withdraw and replace current-year contributions. Competing providers have recently increased rates ahead of the annual £20,000 ISA allowance reset, with varied exclusive deals available.

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