
"Who gets a pre-funded Trump account and how do you sign up? Under the 2025 tax and spending law signed by President Donald Trump, babies born between Jan. 1, 2025, and Dec. 31, 2028, will receive $1,000 to launch the account from the U.S. Treasury. Parents could make additional deposits but aren't required to. Older children can have an account, too, if parents want to invest, but they won't get the $1,000 in seed money from the government."
"As always, there's fine print: Not every child is eligible for a $1,000 contribution in a new savings account from Uncle Sam. And whether the account can provide a college education or house with multiple trampolines depends in large part on future contributions and the health of the U.S. stock market."
Invest America produced a 30-second Super Bowl ad narrated by children promoting early investing and an initiative called "Trump Accounts." Babies born between Jan. 1, 2025, and Dec. 31, 2028, will receive $1,000 from the U.S. Treasury to launch accounts, and parents may add funds but are not required to. Older children can have accounts established by parents but are not eligible for the federal $1,000 seed. Account launch is planned around July 4. Eligibility excludes children born outside 2025–2028 for the seed money. Future account value depends on additional contributions and U.S. stock market performance.
Read at Poynter
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