"When the confetti settles and the ball has dropped, many Americans will wake up on New Year's Day-Thursday, January 1, 2026-with errands to run, groceries to buy, or just the urge to grab coffee. But because New Year's Day is a federal holiday, the holiday clock affects a wide range of services differently: Some go dormant for the day, others hum along with normal or modified hours, and a few offer the convenience you might need as you kick off the new year."
"Is the bank open on New Year's Day? Major bank branches, including Chase, Bank of America, and Wells Fargo, will not open their doors on January 1. If you need cash, ATMs and mobile apps are your go-to since they'll still work even though physical branches are dark. Are grocery stores and retail chains open on New Year's Day? When it comes to stores, the picture is decidedly mixed. Costco plans to be closed all day. The wholesale giant will shutter all 623 of its U.S. warehouses for 24 hours on New Year's Day, meaning members can't shop at any location on January 1."
New Year's Day is a full federal holiday, so most government offices, including Social Security offices and local administrative buildings, are closed and regular mail delivery does not occur. The U.S. Postal Service and retail post office services shut for the holiday. Major bank branches such as Chase, Bank of America and Wells Fargo typically do not open, though ATMs and mobile banking apps remain available. Retail situations vary: Costco plans a complete closure, while some superstores like Walmart expect normal schedules and Home Depot plans regular holiday hours. Groceries and pharmacies tend to be open on the holiday.
Read at Fast Company
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