"The platform's three-pillar approach-Connect (embedded finance network), Intelligence (workflow optimization), and Automate (AI-powered workforce optimization)-has enabled partners to reduce operational resources while achieving faster speed to funding. With over $1 billion worth of offers made annually through their platforms, Lendflow's modular architecture allows partners to use individual components or scale comprehensively, supported by 50+ live AI agents that automate manual lending processes from document extraction to applicant communications."
"As the #1 originator of FedNow and same-day ACH with over $1 billion in cumulative payment transactions, Cross River goes beyond traditional banking services to engineer novel solutions. Their collaboration with Current produced the Build Card and its partnership with Best Egg has funded $34.5 billion in personal loans serving 2.3 million consumers, while their Request-for-Payment infrastructure with Plaid enables instant high-value transactions for companies like Carvana."
Lendflow wins Best Overall Embedded Finance Platform by serving as versatile embedded credit infrastructure that connects brands with over 75 capital partners via a neutral intermediary model. The platform uses a three-pillar approach—Connect, Intelligence, and Automate—to reduce operational resources and accelerate funding. Lendflow processes over $1 billion in offers annually and offers modular architecture with optional components and 50+ live AI agents that automate lending tasks from document extraction to applicant communications. Cross River wins Partner Bank of the Year for co-creation partnerships, leadership in FedNow and same-day ACH origination, and major collaborations funding billions and enabling instant payments.
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