Jeff White and Suleyka Bolaños achieved early retirement in their 30s through a systematic approach to real estate investment known as house hacking. By purchasing homes and renting out portions, they offset mortgage costs, making homeownership achievable with only 5% down instead of the standard 20%. With a goal to secure one rental property each year, they found that their rental income began to surpass their professional salaries, ultimately allowing them to quit their jobs in just 6.5 years. They now focus on enjoying life in Colorado and growing their YouTube channel, "PTO for Life."
"All we wanted was one deal a year - it wasn't like we were looking for 10 - so it was easy," said White.
"We just did it slow and steady and just looked for the right deal, and we got on the other side in 6.5 years," said White.
Without real estate, "we would both still be working probably for another 30, 40 years easily. We made good money, but not crazy money where you can just retire off a stock portfolio."
They now spend their days exploring Colorado, planning monthly trips, and building their YouTube channel, "PTO for Life."
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