"Trump's thinly sketched proposal, amounting to a few paragraphs on a website, calls for redirecting insurance subsidies into individual health savings accounts, which could be used to purchase healthcare services directly. Republicans have been debating similar proposals, with the details varying over how much money should be used. Trump's plan would require insurance companies to provide more transparency on the prices they pay medical providers and their profit margins,"
"Some of these proposals, in isolation, have merit. The pharmacy middlemen need to be regulated; drug costs are too high. Price transparency is fine. The trouble is that Trump doesn't care very much about fixing healthcare.. It's not just that the details are largely missing here - it's that, when it comes to helping the working-class and poor afford care, he has already made his priorities known , through his Big Beautiful Bill, which enacted severe cuts to Medicaid."
Donald Trump proposed redirecting insurance subsidies into individual health savings accounts to purchase care directly, along with requirements for insurers to disclose prices, profit margins, and denial frequencies, and tighter oversight of pharmacy benefit managers. The proposal is thinly sketched and presented as a few paragraphs on a website, with many details missing. Some measures, such as PBM regulation and price transparency, could have merit. However, prior policy decisions enacted severe cuts to Medicaid, and shifting subsidies into savings accounts is unlikely to drive down underlying healthcare costs or improve affordability for working-class and poor Americans.
#healthcare-policy #health-savings-accounts #medicaid-cuts #price-transparency #pharmacy-benefit-managers
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