"I've been financially responsible my entire adult life, and while I don't want to see debt as a dealbreaker, and I wouldn't break up with him over it, a part of me wants nothing to do with his debt. Also, I worry about what this says about his financial habits."
"We all love the honeymoon phase of a new relationship, with the endless fresh inside jokes, best behavior, and butterflies. Few things zap the glow as quickly as hard conversations about debt. Talking about money is difficult and awkward, which is why so many people avoid doing so for as long as possible, even after marriage."
A person discovered their boyfriend has over $100,000 in debt after six months of dating and plans to move in together with engagement expected later. The revelation raises concerns about the partner's financial habits and the practical effects of combining lives. Addressing debt early is preferable to avoidance because money conversations are difficult but crucial. Three paths are possible: end the relationship, delay deeper commitment while observing repayment behavior, or move forward with explicit conditions such as repayment plans, transparency, and agreements about shared finances. Clear communication, boundaries, and concrete financial planning can protect long-term goals and relationship stability.
Read at Business Insider
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