
"By introducing a data signal that surfaces borrower intent before the loan file exists, Xactus is helping lenders move from reactive forecasting to proactive strategy. The newest reading of the registered 128.7, down 1% from the prior week and 0.48% lower than a year earlier. When mortgage rates dipped in mid-September, the index rose nearly 10% from August, signaling increased borrower activity before loan application volumes reflected the shift."
"Xactus Mortgage Intent Index showcases the power of our Intelligent Verification Platform, said Thomas Lloyd, chief strategy officer at Xactus. It transforms the vast amount of data flowing through Xactus into insights that shape how lenders plan, price, and perform. The launch of [the] index marks another step forward in advancing the modern mortgage, said Sasha Stair, chief marketing officer at Xactus. It delivers clarity and speed that lenders need to make confident, data-driven decisions in any market condition."
The Xactus Mortgage Intent Index provides a real-time data signal that surfaces borrower intent before loan files exist, enabling lenders to shift from reactive forecasting to proactive strategy. The current index registered 128.7, down 1% week-over-week and 0.48% year-over-year, and rose nearly 10% after mid-September mortgage rate dips, signaling earlier borrower activity than application volumes indicated. The index leverages an Intelligent Verification Platform to transform extensive data into insights that influence planning, pricing, and performance. Verified mortgage credit inquiry tracking at the earliest stage allows lenders to anticipate demand and adjust marketing, staffing, and pricing ahead of market changes.
Read at www.housingwire.com
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