The pandemic led many homeowners to convert spaces like garages, basements, and attics into livable areas without permits, creating illegal code violations. This trend can jeopardize financing and insurance and pose safety risks. Buyers often incorrectly assume agents or inspectors will identify these issues, but that’s not guaranteed. It ultimately falls on the buyer to ensure that all rooms comply with building codes. Signs of unpermitted conversions include lack of heating or cooling and inadequate emergency escape routes.
During the COVID-19 pandemic, homeowners converted basements, garages, and attics into bedrooms or offices—often without pulling permits or following building codes.
Unpermitted conversions can tank financing, void insurance coverage, and even put your life at risk.
Buyers often assume their agent or home inspector will catch these issues, but that’s not always the case.
It's often up to the buyer to confirm that every room in the home is up to code.
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