Propy and Milo to Let Bitcoin Holders Buy Homes With $25M Financing Access

"Propy and Milo are joining forces to build what the companies describe as the first end-to-end crypto-native home-buying system in the United States, targeting a growing class of digital asset investors seeking alternatives to traditional financing. The partnership integrates Milo's crypto mortgage platform with Propy's blockchain-based title and closing infrastructure, allowing buyers to move from loan approval to property settlement through a single digital workflow."

"Traditional mortgage lenders typically require borrowers to liquidate crypto holdings before qualifying for a loan, potentially triggering taxes and removing future upside exposure. Propy and Milo aim to eliminate that friction by allowing buyers to qualify for mortgages using bitcoin and ethereum as collateral rather than converting holdings into cash. Financing of up to $25 million will be available through the platform."

"Milo says its loans withstand 65% Bitcoin drops as crypto home-buying adoption grows. Under the structure, buyers can secure financing through Milo, submit offers via Propy's marketplace of crypto-certified agents, and complete transactions using Propy's blockchain-based closing system. Property deeds are then rec..."

Propy and Milo launched a U.S. crypto mortgage platform that connects loan approval, property offers, and settlement in one digital workflow. Milo provides crypto-backed mortgage financing up to $25 million using bitcoin or ethereum as collateral, avoiding the need to liquidate holdings for qualification. Propy supplies blockchain-based title and closing infrastructure and a marketplace of crypto-certified agents for submitting offers. The platform targets digital asset investors who want alternatives to traditional financing. The companies cite growth in crypto wealth, including rising numbers of crypto millionaires and widespread Gen Z digital asset ownership. They position the system as a full-stack solution that reduces friction for using crypto in real estate transactions.

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