"I am not aware of any other states that have this kind of legislation, and this puts Ohio at the top for safeguarding our senior homeowners from foreclosures. While foreclosure on seniors is extremely rare, concerns raised by Ohioans illustrate the need for a clear standard, bill proponents added. House Bill 443 ensures seniors who meet the qualifications will not lose their homes due to tax foreclosure, while still preserving all existing tax collection and treasurer processes."
"According to a recent ATTOM report, Ohio ranked No. 6 among all states for highest foreclosure rates as of October 2025, with one in every 3,079 housing units receiving a foreclosure filing. The Ohio Housing Finance Agency's latest Housing Needs Assessment also noted that older mortgage holders particularly those 65 and older are more likely than younger homeowners to spend at least half of their income on housing."
Many Ohio counties offer informal payment plans to help older residents manage rising property taxes; H.B. 443 would codify those practices into law. The legislature addressed unvoted property tax spikes in the 2025 sessions, but reforms focused on tax foreclosure remain necessary. No other states are known to have similar legislation, which would make Ohio a leader in protecting senior homeowners from foreclosure; older mortgage holders, especially those 65 and older, are more likely to spend at least half their income on housing. House Bill 443 would ensure qualifying seniors do not lose their homes to tax foreclosure while preserving existing tax collection and treasurer processes. Testimony was provided in late 2025 to the Ohio House Ways and Means Committee; the bill awaits further consideration.
Read at www.housingwire.com
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