Standard home insurance is not suitable for high value properties, which often have high repair or replacement costs that exceed basic coverage limits. High value home insurance is specifically designed to provide tailored protection with increased coverage limits. It offers guaranteed replacement cost coverage and extended replacement cost coverage, ensuring homeowners get complete protection without worrying about shortfalls. Additionally, these policies provide enhanced coverage for valuable possessions, recognizing their true worth and offering proper insurance for items like art and collectibles.
High value homeowners need coverage that accounts for the actual costs involved—not market estimates or generic repairs.
High value home insurance offers tailored protection with increased coverage limits, better options for valuables, and flexibility when rebuilding or replacing.
High value home insurance policies adjust to the real cost of rebuilding a luxury home with guaranteed replacement cost coverage.
You also get much more coverage for high value items like art, jewellery, rare collections, or antiques.
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