DocMagic adds in-person electronic notarization to Total eClose

"While RON continues to gain traction, it is still not authorized for real estate transactions everywhere. IPEN, by contrast, is currently permitted in 46 states and the District of Columbia, allowing many more borrowers to complete a fully electronic signing even when remote notarization isn't an option. For lenders, the wider footprint supports greater workflow consistency across markets, leaders said."

"Not every transaction can be remote, but every transaction can be digital, said Michael Morford, chief technology officer at DocMagic. By adding IPEN, we're enabling lenders, settlement agents and notaries to provide the kind of in-person experience many consumers still prefer while maintaining all the efficiency, accuracy and immediacy of an electronic closing. In states that allow it, notaries can toggle between RON and IPEN within the same transaction useful when co-borrowers are in different locations or when last-minute changes make remote participation impractical,"

"Electronically executed documents are available immediately, which can shorten post-closing timelines, speed funding and reduce paper-related costs. IPEN rounds out the Total eClose platform so every closing hybrid, remote or in-person can be managed through one trusted digital ecosystem, said Pat Theodora, DocMagic co-founder and CEO. This enhancement reflects our commitment to supporting all participants in the closing process and helping our clients deliver a consistent digital experience, regardless of the borrower's location or preference."

IPEN is permitted in 46 states and the District of Columbia, enabling many borrowers to complete fully electronic in-person signings when RON is unavailable. The wider authorization supports greater workflow consistency for lenders across markets. IPEN allows notaries, where authorized, to toggle between remote online notarization and in-person electronic notarization within the same transaction to accommodate co-borrower locations or last-minute changes. Electronically executed documents are available immediately, which can shorten post-closing timelines, speed funding and reduce paper costs. DocMagic's IPEN requires no specialized equipment, works on any connected device and uses the familiar RON signing interface.

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