"Selling a home comes with its challenges, and discovering a lien on your property can feel overwhelming. The good news? You absolutely can sell a house with a lien - it just requires some extra steps and planning. Let's walk through everything you need to know to successfully navigate this process. Understanding property liens A is a legal claim against your property by a creditor who is owed money."
"Yes! You can successfully sell a house with a lien. The lien must be resolved during closing, typically paid from your sale proceeds. Most buyers and lenders require clear title, meaning all claims must be settled before ownership transfers. In some cases, cash buyers may even agree to purchase the property with the lien attached. Types of property liens Understanding your lien type helps you plan your next steps:"
A lien is a legal claim against property by a creditor for unpaid obligations such as taxes, mortgages, contractor bills, judgments, or support payments. A home with a lien can be sold, but most buyers and lenders require a clear title before ownership transfers. Liens are commonly paid from sale proceeds at closing, or negotiated with cash buyers who may accept a lien. Key lien types include mortgage, tax, mechanic's, judgment, HOA, child support, and IRS/state tax liens. Verify liens via a title search or county records and determine payoff amounts early to plan the sale.
Read at Redfin | Real Estate Tips for Home Buying, Selling & More
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