Are you on a high-deductible health plan? What do you wish you knew?

"The sudden spike in costs for people who buy their health care on the Affordable Care Act marketplaces led many people to choose high-deductible plans, including bronze or catastrophic plans, that are eligible for health savings accounts. NPR and KFF Health News are reporting on the hurdles people face as they navigate these plans for our series Health Care Helpline."

"If you're in this situation, what do you need to know about using your plan and health savings account? What stumbling blocks have you faced? Click here to share your story and questions, and we may assign a reporter to help find answers. Health Care Helpline is a joint production of NPR and KFF Health News."

Rising costs on Affordable Care Act marketplaces drove many people to choose high-deductible plans such as bronze or catastrophic options that are eligible for health savings accounts (HSAs). Consumers who enroll in these plans often face practical hurdles when using coverage and coordinating HSA funds for care. Key considerations include HSA eligibility rules, what expenses count as qualified medical expenses, plan rules for preventive care and in-network services, and timing of deductible and HSA contributions. Individuals are invited to share their experiences and questions to receive targeted help navigating plan details and HSA use through a dedicated helpline.

Read at www.npr.org