
"My son has gotten ahold of my credit card information and has been using it excessively and without my permission. He is 23 years old. He has a job and lives on his own. This feels like a violation to me, but my husband thinks I am overreacting and that my son probably thought it was OK. From what I've gathered, it seems like he has my information attached to his tap-to-pay, because he's used it for in-person purchases. This feels deliberate to me."
"Don't assume the worst. Instead, talk to him. Tell him you realize that he has been using your credit card. Note the variety of purchases that have shown up on your bill. Ask him why he is doing this. Listen to his response. Perhaps you gave him the number once and he kept it on file. Tell him that you no longer want him to use your credit card information without asking you first."
A mother discovered her 23-year-old son has been using her credit card information without permission for groceries, takeout, gas, movie rentals and other in-person purchases. The husband minimized the issue, suggesting the son may have believed use was acceptable. The card information appears attached to the son's tap-to-pay device. Advice given is to speak directly with the son, note specific charges, ask why he used the card, and listen to his response. Suggestion includes the possibility the number was stored on file, explicitly forbidding future use without permission, and reminding him of his independent responsibilities. A separate correspondent reports being ghosted by a moody dating partner after an argument and being blocked on social media.
Read at www.mercurynews.com
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