New Details: Hochul's Car Insurance 'Affordability' Pitch Will Shortchange Crash Victims - Streetsblog New York City
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New Details: Hochul's Car Insurance 'Affordability' Pitch Will Shortchange Crash Victims - Streetsblog New York City
"Gov. Hochul's Uber-backed bid to lower auto insurance rates in the name of "affordability" will disqualify some crash victims from compensation and make it harder for them to sue drivers - yet the state's chief executive on Thursday framed short-changing victims as a war on scammers, as she released details of the proposal she initially mentioned in her State of the State address."
"Hochul's plan, unveiled in her budget legislation, would narrow the state's definition of "serious injury," which entitles crash victims to compensation beyond a driver's bare minimum coverage. But it would also prevent people injured by drivers from recovering any damages if a jury finds them even slightly more culpable than other parties in a crash. Currently, compensation is awarded on a sliding scale based on fault."
Governor Hochul proposed budget legislation to lower auto insurance rates by narrowing New York's definition of "serious injury," which determines entitlement to compensation beyond minimum coverage. The proposal would disqualify some crash victims from recovering non-economic damages and would bar any damages if a jury finds an injured party even slightly more culpable than others. The current system awards compensation on a sliding scale according to fault. The plan was framed as targeting staged crashes and scammers and as promoting affordability. A coalition called Citizens for Affordable Rates, backed by Uber, spent over a million dollars on ads and lobbying. Attorneys representing crash victims warn the changes will shift the burden of traffic violence onto injured people.
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