
"The proposals included reviving a state fraud prevention board, giving insurance companies more leeway in reporting and alleging fraud, and limiting damages for drivers engaged in unlawful behavior or those who are mostly at fault in a collision. Specific crimes that would warrant the capping of damages include uninsured motorists who have violated state financial responsibility laws, driving while impaired and anyone committing or fleeing a felony at the time of the collision."
"She also plans to reform the serious injury threshold by proposing standards on what constitutes a serious injury. It is unclear right now who would make that determination. State agencies will also seek to take action when New York drivers illegally register their vehicles in other states, which artificially decreases their coverage and raises costs for law-abiding New York drivers, Hochul said. When the system allows out-of-control payouts, the governor said. Those costs get passed on to you in the form of higher monthly bills."
Gov. Kathy Hochul proposed measures aimed at lowering New York auto insurance rates and reducing fraud-related costs. Proposals revive a state fraud prevention board, expand insurer authority to report and allege fraud, and cap damages for drivers who engage in unlawful behavior or are mostly at fault. Specific offenses for damage caps include violating financial responsibility laws, driving while impaired, and committing or fleeing a felony during a collision. Proposals target medical provider fraud tied to phony diagnoses and call for reforming the serious injury threshold with new standards. State agencies will act against illegal out-of-state vehicle registrations that shift costs.
Read at www.amny.com
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