Don't Tell Me I'd 'Presumptively' Be Fine: A Single Father's Warning on Hochul's Insurance Cuts - Streetsblog Empire State
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Don't Tell Me I'd 'Presumptively' Be Fine: A Single Father's Warning on Hochul's Insurance Cuts - Streetsblog Empire State
"The 90/180 rule is what allowed my case to move forward. It protects people who cannot perform most of their daily activities for at least 90 of the first 180 days after a crash. That is not a small inconvenience. That is for people who are knocked down for months and whose families feel the impact every single day."
"Before 2021, I was a teacher who spent long days on my feet, guiding students, encouraging them and trying to give them the stability every child deserves. Teaching was how I supported my daughter as a single father. It was how I kept our home steady."
"I was left with chronic pain and nerve issues that made even simple tasks difficult. I tried to keep teaching. I tried to shift online. I tried to push through the pain because parents do not get to quit, and single parents, least of all."
"According to analyses of the executive budget, the governor's proposal would eliminate the 90/180 category entirely. This would remove a long‑standing pathway for people whose injuries take time to fully reveal themselves, including concussions, traumatic brain injuries and soft‑tissue injuries that worsen over time."
The 90/180 serious injury standard in New York law allows individuals with significant injuries to pursue legal claims. This standard protects those unable to perform daily activities for at least 90 of the first 180 days after an accident. The governor's proposals threaten to eliminate this standard, which could adversely affect individuals with injuries that take time to manifest. The personal experience of a former teacher illustrates the profound impact of serious injuries on daily life and family dynamics, emphasizing the importance of maintaining this legal protection.
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