"The reason why some American boomers are headed overseas instead of warmer U.S. states like Florida and Arizona? Retirement visas. Many countries now offer dedicated programs for retirees to have more affordable living and a new laid-back lifestyle, which is why if you look through the Global Citizen Solutions' retirement report for 2025, it shouldn't surprise you to see the U.S. didn't make the cut."
"recent shifts in visa rules, tax policies, and local costs mean the process could mean moving abroad is more complex than you'd think. Successful retirement overseas now requires careful planning, thorough research, and flexibility to navigate evolving financial, legal, and lifestyle challenges. The Global Citizens report ranks 44 passive-income and retirement-visa programs. It also evaluated 20 key indicators grouped into six main categories: visa procedures, citizenship and mobility, economic factors, tax benefits, quality of life, and safety and social integration."
Retirees are leaving the expensive United States for more affordable, slower-paced lives overseas driven by retirement visa options and U.S. housing shortages and rising living costs. Many countries now provide dedicated retirement-visa programs that lower living costs and promote relaxed lifestyles; successful relocation requires careful planning, thorough research, and flexibility to manage changing visa rules, tax policies, and local expenses. A 2025 ranking evaluated 44 passive-income and retirement-visa programs using 20 indicators across six categories: visa procedures, citizenship and mobility, economic factors, tax benefits, quality of life, and safety and social integration. Portugal, Mauritius, and Spain ranked highest, and ten top countries include Portugal (5 years), Mauritius (6 years), Spain (10 years or 2 for select nationalities), Uruguay (5), Austria (10), Italy (10), Slovenia (10), Malta (8), Latvia (10), and Chile (5). Financial, legal, and lifestyle trade-offs should guide decisions before committing to permanent relocation.
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